Property Type: Detached HouseOwnership: Freehold

1325 CHIMNEY VALLEY ROAD

Williams Lake, BC V2G4W7

$1,050,000

5 bed3 bath3,372 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
12.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,074.98 (2025)

Interior

Basement
Partially finished, Full
Heating
Forced air, Natural gas, Wood
Fireplace
Yes (2)

Exterior & Lot

Exterior features
Wood
View
Valley view

Building

Foundation
Concrete Perimeter
Roof
Asphalt shingle, Conventional

Parking

Features
Garage, Open, RV

Room Dimensions

RoomLevelDimensions
Family roomMain level
Dining roomMain level
KitchenMain level
Laundry roomMain level
PantryMain level
FoyerMain level
Primary BedroomMain level
Primary BedroomMain level
Bedroom 2Main level
Enclosed porchMain level
Family roomBasement
Living roomBasement
FoyerBasement
KitchenBasement
Primary BedroomBasement
Bedroom 3Basement
StorageBasement
DenBasement
Laundry roomBasement

Listing Information

MLS®
R3063774
Listed
October 31, 2025
Time on market
On the market for 304 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Encore · Data source: CREA DDF.

Description

Beautifully designed home on a private 12-acre estate in one of Williams Lake's most desirable areas. Substantially renovated in 2014 (over $400K) with a vaulted-ceiling addition and family room downstairs completed in 2016. Warm wood detailing throughout and elegant soapstone stoves on each level add charm and comfort. Over 3,300 square feet with 3-4 bedrooms plus 2 dens. The open kitchen leads to a large patio overlooking your peaceful retreat just 15 minutes from town. Fully fenced with a three-stall barn (2017) featuring heated tack/feed rooms and a 60m x 24m outdoor riding ring. Use the basement as extra living space or a mortgage helper with private entry and laundry. This unique property awaits you! (id:63159)

Values & Trends

This listing

$311/sqft

Building average

No other active listings in this building

Williams Lake average

$304/sqft

93 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 69%

Wind SE 11 km/h

Tonight

10°

Tuesday

23°

Tuesday night

13°

Wednesday

23°

Wednesday night

12°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

10,947

(2021 Census)

+1.8% since 2016

Density: 330.5/km²

Dwellings: 5,066

Median household income: $76,500

After-tax: $69,000

Immigrant population: 8.9%

Top countries of origin (% of total population)

  • India2.1% · 235
  • United States of America1.1% · 125
  • United Kingdom1% · 110
  • Philippines0.8% · 85
  • South Africa, Republic of0.4% · 45
  • Germany0.4% · 40
  • Korea, South0.3% · 35
  • Netherlands0.2% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Mountview ElementaryElementary4.7 km
Cariboo Adventist Academy(Independent)K-126.2 km
Chilcotin Road ElementaryElementary6.7 km
Maranatha Christian School(Independent)Elementary/Middle7.7 km
Skyline Alternate SchoolSecondary8.3 km
Marie Sharpe ElementaryElementary8.5 km
Lake City SecondaryElementary8.6 km
Sacred Heart Catholic School(Independent)Elementary8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$840,000.00
Periodic payment — Principal & Interest (monthly)$5,419.39
Additional monthly expenses (strata, tax, utilities, etc.)$508.58
Total monthly cost$5,927.98
Interest paid over 5-yr term$240,746.41
Balance at end of term$755,582.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,458.96

Cash Needed at Closing

Minimum down payment$80,000
Estimated BC PTT$19,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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