Property Type: TriplexOwnership: Freehold

1330 Johnson St

Victoria, BC V8V3P1

$990,000

7 bed3 bath3,084 sqftBuilt 1910
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Property Details

Property & Lot

Sub-type
Triplex
Lot size
4,469 square feet
Zoning
Residential

Ownership & Fees

Property type
Triplex
Ownership
Freehold
Annual property tax
$5,261.71

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Parking

Features
Street

Room Dimensions

RoomLevelDimensions
BedroomMain level
BathroomMain level
Primary BedroomMain level
KitchenMain level
Living roomMain level
EntranceMain level
BathroomMain level4-Piece
KitchenMain level
Living roomMain level
EntranceMain level
StorageSecond level
BedroomSecond level
BedroomSecond level
StorageLower level
StorageLower level
StorageLower level
Primary BedroomLower level
BathroomLower level3-Piece
KitchenLower level
Living roomLower level
BedroomLower level
BedroomLower level
EntranceLower level

Listing Information

MLS®
1040164
Listed
June 11, 2026
Time on market
On the market for 81 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Oak Bay · Data source: CREA DDF.

Description

Move straight into vacant Suite A while the other two suites generate $4,100/month; an exceptional way to own in Fernwood. This 1910 character home is configured as a non-conforming triplex with nearly 3,100 finished sq ft and no shared interior space. Each suite has its own entrance, laundry and private outdoor space, giving everyone genuine privacy. The front 2-bed/1-bath is the period showpiece, with soaring ceilings and sunny bay windows. The rear-and-upper 2-bed/1-bath features vaulted ceilings, skylights, an open kitchen and private deck. The bright lower-level 3-bed/1-bath offers an island kitchen and large deck. Live in one with substantial income already in place, or hold all three as a flexible long-term rental. A 92 Walk Score, 93 Bike Score and 82 Transit Score put schools, Downtown, Fairfield and Oak Bay within easy reach. Pre-inspection and 3D tour available! (id:63159)

Values & Trends

This listing

$321/sqft

Building average

No other active listings in this building

Fernwood average

$422/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central Middle SchoolElementary214 m
Victoria HighElementary454 m
George Jay ElementaryElementary891 m
Victor SchoolK-12960 m
Christ Church Cathedral School(Independent)Elementary/Middle1.0 km
Sir James Douglas ElementaryElementary1.1 km
Glenlyon Norfolk School(Independent)K-121.3 km
Sundance-Bank ElementaryElementary1.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Tartan Toque · 1507 Pandora Avenue499 m
  • Standard Pizza533 m
  • Stage · 1307 Gladstone Avenue534 m
  • Sun Wah549 m
  • Fernwood Pizza Company588 m

Cafes (5+)

  • Fika · 1329 Cook Street517 m
  • Little June · 1301 Gladstone Avenue533 m
  • Shine Cafe · 1548 Fort Street547 m
  • Fern Cafe and Bakery · 1-1115 North Park Street633 m
  • Routine Coffee & Supply · 1036 Fort Street709 m

Grocery (2)

  • Fernwood General Store · 1308 Gladstone Avenue563 m
  • Save-On-Foods · 1010 Pandora Avenue729 m

Parks (5+)

  • Johnson Street Green198 m
  • Joan Crescent Green · 1059 Craigdarroch Road282 m
  • Harris Green442 m
  • Haegert Park · 1202 Yukon Street450 m
  • Stadacona Park · 1490 Pandora Avenue528 m

Gyms (2)

  • Victoria Fitness · 1029 View Street736 m
  • Forge Gym791 m

Pharmacies (3)

  • Rexall486 m
  • Cridge Pharmacy517 m
  • Victoria Compounding Pharmacy · 1089 Fort Street673 m

Banks & ATMs (1)

  • Localcoin Bitcoin ATM650 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$792,000.00
Periodic payment — Principal & Interest (monthly)$5,109.72
Additional monthly expenses (strata, tax, utilities, etc.)$592.48
Total monthly cost$5,702.19
Interest paid over 5-yr term$226,989.48
Balance at end of term$712,406.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,043.72

Cash Needed at Closing

Minimum down payment$74,000
Estimated BC PTT$17,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$93,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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