Property Type: Land / LotOwnership: Freehold

13398 OMINECA MINING ACCESS ROAD

Mackenzie, BC V0J2H0

$42,000

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Property Details

Property & Lot

Lot size
4.17 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$185.87 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3028477
Listed
July 18, 2025
Time on market
On the market for 409 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Advance Realty · Data source: CREA DDF.

Description

4.17-acre vacant raw-land in the small community of Manson Creek in remote BC (approx. 3-4 hour drive from Mackenzie or Fort St. James) The lot is treed and beside a creek. Financing is very difficult in these remote parts for various reasons. Schedule A must be accompanied with every offer. (id:63159)

Location Insights

Weather

Cloudy

13°C

Cloudy

Humidity 91%

Wind SE 11 km/h

Tonight

10°

Tuesday

21°

Tuesday night

10°

Wednesday

22°

Wednesday night

Thursday

20°

Source: Environment and Climate Change Canada.

Population

3,281

(2021 Census)

-11.7% since 2016

Density: 21.3/km²

Dwellings: 1,837

Median household income: $88,000

After-tax: $77,500

Immigrant population: 7.3%

Top countries of origin (% of total population)

  • Philippines1.8% · 60
  • United States of America1.1% · 35
  • United Kingdom0.8% · 25
  • India0.8% · 25
  • Germany0.6% · 20
  • Poland0.6% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($2,100) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$33,600.00
Periodic payment — Principal & Interest (monthly)$216.78
Additional monthly expenses (strata, tax, utilities, etc.)$15.49
Total monthly cost$232.26
Interest paid over 5-yr term$9,629.86
Balance at end of term$30,223.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$2,100
Stress test qualifying rate8.09%
Payment you must qualify for$306.82

Cash Needed at Closing

Minimum down payment$2,100
Estimated BC PTT$420
Legal / closing costs (typical estimate)$1,500
Total cash needed$4,020

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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