Property Type: TownhouseOwnership: Freehold

1350 FINLAY Avenue Unit# 11

Kamloops, BC V2E2N3

$649,900

4 bed3.5 bath2 parking2,701 sqftBuilt 1993
Get Directions

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2
Lot size
0.11 acres

Ownership & Fees

Property type
Townhouse
Ownership
Freehold
Strata / maintenance fee
$255/mo
Annual property tax
$4,722

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Sewer

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement9'8'' x 20'
BedroomBasement12'11'' x 10'8''
BedroomBasement12'9'' x 14'4''
Recreation roomBasement17'11'' x 22'8''
Laundry roomMain level11'10'' x 5'10''
BedroomMain level11'11'' x 14'5''
FoyerMain level6'0'' x 4'0''
Primary BedroomMain level11'11'' x 14'5''
Dining nookMain level10'0'' x 10'0''
KitchenMain level10'0'' x 10'0''
Dining roomMain level12'8'' x 10'0''
Living roomMain level13'3'' x 17'7''
2pc BathroomMain level
5pc BathroomMain level
3pc BathroomBasement

Listing Information

MLS®
10392307
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kamloops · Data source: CREA DDF.

Description

Located in the desirable Ridge complex in Juniper Heights with no age restriction! This rancher-style half duplex offers over 2,700 sq.ft. of thoughtfully designed living space in a quiet, natural setting just steps from scenic walking and biking trails. The main floor features updated luxury vinyl plank flooring, a spacious living and dining area, and kitchen with nook and access to a private sundeck. The primary bedroom includes generous closet space and a large 5-piece ensuite with double sinks, separate tub, and shower. A second bedroom—ideal for guests or a home office—a 2-piece powder room, and a well-equipped laundry/mudroom with sink and storage complete the main level. The lower floor offers two additional spacious bedrooms, 3-piece bathroom, a large rec room with gas fireplace and backyard access, plus a flexible utility/storage area. Recent updates include flooring, paint, light fixtures, new screen door and HWT 2021. The Ridge is a self managed 12-unit bareland strata with low $255/monthly strata fees and pet-friendly rules (2 dogs, 2 cats or 1 dog and 1 cat). A well-maintained home in a sought-after community. (id:63159)

Values & Trends

This listing

$241/sqft

Building average

No other active listings in this building

Juniper Ridge average

$353/sqft

10 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Juniper Ridge ElementaryElementary675 m
Marion Schilling ElementaryElementary1.5 km
Valleyview SecondarySecondary2.1 km
Ralph Bell Elementary SchoolElementary2.8 km
Sk'elep School of Excellence(Independent)Elementary3.9 km
Kamloops School of the ArtsK-124.7 km
Ecole Lloyd George ElementaryElementary4.8 km
South Kamloops SecondarySecondary4.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Juniper Park479 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$783.50
Total monthly cost$4,137.85
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information