Property Type: Land / LotOwnership: Freehold

13523 MOUNTAIN SHORES Road

Creston, BC V0B1A4

$79,500

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.2 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$479.94

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view

Listing Information

MLS®
10378234
Listed
March 10, 2026
Time on market
On the market for 174 days
Data last synced
August 28, 2026

Listing provided by: Malyk Realty · Data source: CREA DDF.

Description

Is the lake is calling you? Beautiful large lot in the Mountain Shores subdivision along the East Shore of Kootenay Lake. This is the perfect location to build your dream home for seasonal or full time living that is minutes away from lake access. Mountain Shores is only 50 minutes from Creston, 19 minutes to Crawford Bay, and 1.5 hours from Nelson. Community water and sewerage available with hook up fees. Call your real estate professional today to view. (id:63159)

Location Insights

Weather

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

5,583

(2021 Census)

+4.1% since 2016

Density: 663.9/km²

Dwellings: 2,810

Median household income: $58,800

After-tax: $54,400

Immigrant population: 11.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 125
  • United States of America1.8% · 100
  • Germany1.1% · 60
  • Netherlands0.7% · 40
  • China0.6% · 35
  • Hungary0.4% · 20
  • Poland0.4% · 20
  • Mexico0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-1217.1 km
Redfish Elementary SchoolElementary21.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($3,975) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$63,600.00
Periodic payment — Principal & Interest (monthly)$410.33
Additional monthly expenses (strata, tax, utilities, etc.)$40.00
Total monthly cost$450.32
Interest paid over 5-yr term$18,227.94
Balance at end of term$57,208.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$3,975
Stress test qualifying rate8.09%
Payment you must qualify for$580.76

Cash Needed at Closing

Minimum down payment$3,975
Estimated BC PTT$795
Legal / closing costs (typical estimate)$1,500
Total cash needed$6,270

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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