Property Type: TownhouseOwnership: StrataRECENTLY LISTED

1354 Rutland Road N Unit# 2

Kelowna, BC V1X4Z3

$655,000

4 bed4.5 bath2 parking1,530 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$368/mo
Annual property tax
$3,104.21

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Sewer

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Tile, Carpeted, Vinyl

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation3'0'' x 7'7''
Primary BedroomAdditional Accommodation11'2'' x 8'2''
Utility roomMain level2'8'' x 3'0''
FoyerMain level'0'' x '0''
4pc BathroomThird level9'1'' x 4'11''
BedroomThird level8'8'' x 10'3''
BedroomThird level9'2'' x 9'11''
4pc Ensuite bathThird level11'1'' x 5'0''
OtherThird level'0'' x '0''
Primary BedroomThird level13'2'' x 14'7''
Laundry roomSecond level'0'' x '0''
2pc BathroomSecond level5'4'' x 4'4''
Living roomSecond level16'8'' x 11'5''
Dining roomSecond level16'8'' x 6'2''
KitchenSecond level18'2'' x 10'11''

Listing Information

MLS®
10397663
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Welcome to #2 at 1354 Rutland Road, a modern and thoughtfully designed four bedroom, four bathroom townhome with an incredible central location, close to transit and just a quick drive to UBCO. With a functional layout, quality finishes, and an in-law suite, this home offers excellent flexibility for families, guests, or additional living space. The bright and open main level features a spacious living area, generous dining space, and a beautiful kitchen complete with quartz countertops, matching backsplash, and a full stainless steel appliance package. The kitchen opens directly onto a full-width covered patio, creating the perfect spot for BBQs, outdoor dining, and relaxing year-round. A convenient powder room and generous laundry area complete this level. Upstairs, you’ll find three spacious bedrooms, including a generous primary suite with a large walk-in closet and a beautiful ensuite featuring a dual vanity and tiled glass shower. Two additional bedrooms and a full main bathroom provide plenty of room for family and guests. The lower level offers a full-size double garage, access to the backyard, and a versatile in-law suite that adds valuable flexibility to the home. The private backyard is ideal for pets, play, and enjoying the outdoors. With its central location, modern finishes, spacious layout, in-law suite, double garage, and beautifully landscaped outdoor space, this inviting townhome is a wonderful opportunity to enjoy comfortable and flexible living in the heart of Kelowna. (id:63159)

Values & Trends

This listing

$428/sqft

Building average

No other active listings in this building

Rutland North average

$351/sqft

19 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Middle SchoolMiddle886 m
Rutland Senior SecondaryElementary1.0 km
Rutland ElementaryElementary1.2 km
Pearson Road ElementaryElementary1.2 km
Flex Academy(Independent)K-122.1 km
South Rutland ElementaryElementary2.1 km
Kelowna Arts Academy(Independent)K-122.2 km
Belgo Elementary SchoolElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Harris Park320 m
  • Edith Gay Park387 m
  • Sumac Park423 m
  • Chichester Wetland Park490 m
  • Wigglesworth Park741 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$524,000.00
Periodic payment — Principal & Interest (monthly)$3,380.67
Additional monthly expenses (strata, tax, utilities, etc.)$703.19
Total monthly cost$4,083.86
Interest paid over 5-yr term$150,179.91
Balance at end of term$471,339.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,725.29

Cash Needed at Closing

Minimum down payment$40,500
Estimated BC PTT$11,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$53,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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