Property Type: Land / LotOwnership: Freehold

1355 TIMBERWOLF Trail

Rock Creek, BC V0H1N1

$250,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.3 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$630.37

Interior

Fireplace
None

Listing Information

MLS®
10382767
Listed
April 24, 2026
Time on market
On the market for 129 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Discover the perfect blend of privacy and potential with this stunning 1.3 acre property backing onto Crown land. Surrounded by beautiful mature trees, this prime lot offers a peaceful, natural setting ideal for building your dream home or getaway retreat. With a well already in place, complete with a frost-free hydrant, and convenient paved road access right to the property, much of the groundwork is already done. All that’s left is to bring your vision to life and create your own slice of paradise. Enjoy the best of the South Okanagan lifestyle, located just 25 minutes from Osoyoos and only 30 minutes to Mount Baldy Ski Area for year-round recreation. (id:63159)

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary14.1 km
Osoyoos SecondarySecondary15.2 km
West Boundary ElementaryElementary21.2 km
Senpaq'cin School(Independent)Elementary24.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($12,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$200,000.00
Periodic payment — Principal & Interest (monthly)$1,290.33
Additional monthly expenses (strata, tax, utilities, etc.)$52.53
Total monthly cost$1,342.86
Interest paid over 5-yr term$57,320.57
Balance at end of term$179,900.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$12,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,826.29

Cash Needed at Closing

Minimum down payment$12,500
Estimated BC PTT$3,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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