Property Type: Land / LotOwnership: Freehold

1361 FRANCOIS LAKE ROAD

Fraser Lake, BC V0J1S0

$450,000

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Property Details

Property & Lot

Lot size
10.87 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,026.27 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3142909
Listed
July 6, 2026
Time on market
On the market for 56 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Discover 10.87 acres of exceptional waterfront on beautiful Francois Lake, featuring over 850 feet of pristine lake frontage. This thoughtfully developed property includes a 2014 Redwood RV beneath a spacious structure with an additional 1350 sq ft living room, partial kitchen and covered deck, all positioned to capture breathtaking lake views. Enjoy an outdoor shower with an unforgettable backdrop, UV-filtered lake water, 200-amp underground electrical service, outbuildings, woodshed, and the cutest outhouse you'll ever see. Relax on the pebbled beach, fish world-class waters, golf across the road at Molyhills Golf Course, and enjoy the convenience of Fraser Lake just 15 minutes away. A rare opportunity to own, develop, or create the ultimate lakeside retreat. (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fraser Lake Elem-SecondaryK-1213.9 km
Mouse Mountain ElementaryElementary14.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (strata, tax, utilities, etc.)$85.52
Total monthly cost$2,408.12
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,287.33

Cash Needed at Closing

Minimum down payment$22,500
Estimated BC PTT$7,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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