Property Type: Detached HouseOwnership: Freehold

1361 STURDIES BAY ROAD

Galiano Island, BC V0N1P0

$1,450,000

2 bed2 bath5 parking1,821 sqftBuilt 1977
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Amenities

Also listed: Laundry - In Suite

Property Details

Property & Lot

Sub-type
House
Lot size
1.35 acres
Frontage
144 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,531 (2024)

Interior

Basement
Partial, Unknown, Unknown
Heating
Oil, Wood
Fireplace
Yes (1)

Exterior & Lot

View
View
Waterfront
Waterfront

Parking

Total spaces
5 — covered indicated
Features
Garage

Listing Information

MLS®
R2983212
Listed
April 1, 2025
Time on market
On the market for 517 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Hugh & McKinnon Realty Ltd. · Data source: CREA DDF.

Description

The least expensive deep-water DOCK property with ferry access in the Southern Gulf Islands. Charming 2 bed (could be 3), 1.5 bath oceanfront home on 1.35 acres with year-round moorage dock and foreshore lease. Just minutes from ferry with views of Whaler Bay, Gossip Island & the Salish Sea. Features floor-to-ceiling windows, spacious deck, detached 2-car garage, workshop & woodshed. Zoning allows 860 square ft cottage. Owned by same family for 60 years. (id:63159)

Values & Trends

This listing

$796/sqft

Building average

No other active listings in this building

Galiano Island average

$1,034/sqft

19 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Galiano Community SchoolElementary328 m
Mayne Island SchoolElementary5.5 km
Salt Spring ElementaryElementary13.1 km
Gulf Islands SecondarySecondary13.4 km
Phoenix PlaceSecondary13.5 km
Pender Islands Elem-SecondaryElementary/Middle14.1 km
Saturna Island Elementary SecondaryK-1215.4 km
Fernwood ElementaryElementary15.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($120,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,160,000.00
Periodic payment — Principal & Interest (monthly)$7,483.93
Additional monthly expenses (strata, tax, utilities, etc.)$468.58
Total monthly cost$7,952.51
Interest paid over 5-yr term$332,459.33
Balance at end of term$1,043,423.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$120,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,227.23

Cash Needed at Closing

Minimum down payment$120,000
Estimated BC PTT$27,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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