Property Type: Detached HouseOwnership: Freehold

1365 Granary Road

Creston, BC V0B1G7

$459,900

2 bed2 bath5 parking1,408 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.49 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,058.57

Interior

Heating
Heat Pump, Baseboard heaters, Stove, Electric, Wood
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco

Building

Foundation
See Remarks
Roof
Metal, Unknown

Parking

Total spaces
5 — uncovered indicated
Features
Covered

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level6' x 9'3''
DenSecond level11'3'' x 11'9''
BedroomSecond level11'3'' x 14'9''
Primary BedroomSecond level13'10'' x 16'3''
FoyerMain level5'5'' x 6'
Utility roomMain level7'7'' x 8'
3pc BathroomMain level6'4'' x 10'
Dining roomMain level12' x 13'
Living roomMain level14' x 15'5''
KitchenMain level11' x 16'

Listing Information

MLS®
10396921
Listed
August 6, 2026
Time on market
On the market for 25 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Creston) · Data source: CREA DDF.

Description

Tucked away on a quiet dead-end road just 15–20 minutes from the town of Creston, this inviting country home offers the perfect balance of privacy, comfort, and convenience. Backing onto Crown land and set on a manageable half-acre, you'll enjoy the peace of rural living without the upkeep of a larger acreage. Inside you'll find an open-concept main floor that is warm and welcoming. A covered front entry leads into spacious living areas, while the country kitchen features rich wood cabinetry and plenty of room to gather. Tongue-and-groove pine ceilings and wainscoting add warmth and character throughout, and updated windows and exterior doors improve comfort and efficiency. The home offers two bedrooms upstairs, along with a flexible bonus room that could easily serve as a third bedroom, home office, or cozy den to suit your needs. Step outside to appreciate everything this property has to offer, including an older 16' x 32' building that could be turned into a workshop with an attached 24' x 10' carport, a deck that's perfect for relaxing or entertaining, space for a garden, and potential RV parking. Whether you're a first-time buyer, a young family, or simply looking to enjoy a quieter lifestyle surrounded by nature, this property offers a wonderful opportunity to make country living your own. (id:63159)

Values & Trends

This listing

$327/sqft

Building average

No other active listings in this building

West Creston average

$261/sqft

3 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

5,583

(2021 Census)

+4.1% since 2016

Density: 663.9/km²

Dwellings: 2,810

Median household income: $58,800

After-tax: $54,400

Immigrant population: 11.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 125
  • United States of America1.8% · 100
  • Germany1.1% · 60
  • Netherlands0.7% · 40
  • China0.6% · 35
  • Hungary0.4% · 20
  • Poland0.4% · 20
  • Mexico0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Yaqan Nukiy School(Independent)Elementary5.4 km
Kootenay River SecondarySecondary8.3 km
Adam Robertson ElementaryElementary8.5 km
Kootenay Valley Christian School(Independent)Elementary/Middle8.8 km
Erickson ElementaryElementary9.9 km
Canyon/Lister ElementaryElementary10.3 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$367,920.00
Periodic payment — Principal & Interest (monthly)$2,373.69
Additional monthly expenses (strata, tax, utilities, etc.)$241.55
Total monthly cost$2,615.24
Interest paid over 5-yr term$105,446.93
Balance at end of term$330,945.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,359.65

Cash Needed at Closing

Minimum down payment$22,995
Estimated BC PTT$7,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,693

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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