137 Pirates Lane
Protection Island, BC V9R6R1
$649,000
Property Details
Property & Lot
- Lot size
- 19,600 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $3,565
Interior
- Fireplace
- None
Exterior & Lot
- View
- City view, Mountain view, Ocean view
- Waterfront
- Waterfront on ocean
Parking
- Total spaces
- 4
Listing Information
- MLS®
- 1040939
- Listed
- June 19, 2026
- Time on market
- On the market for 74 days
- Data last synced
- August 28, 2026
Listing provided by: Pemberton Holmes Ltd. (Nanaimo) · Data source: CREA DDF.
Description
West-facing waterfront lot with beach access on beautiful Protection Island, just minutes from downtown Nanaimo. This almost 1/2 acre property is level with the road and gently slopes down to the water with tiered landscaping & stone steps. Easy access to the Community Dock & Pirates Park. Enjoy scenes of Nanaimo's inner harbour and nightly sunsets over Mt. Benson. One of the few available waterfront lots with southwestern exposure and sheltered from strong winds. Protection Island is serviced by Nanaimo's municipal water, sewer, Fire & Rescue. The island is connected to downtown Nanaimo by regular scheduled foot passenger ferry. Quick & convenient access to Vancouver from Nanaimo via Harbour Air Seaplanes, Helijet, NEW Hullo Fast-Ferry Service, BC Ferries & Nanaimo Airport. *Protection Island is EXEMPT from BC's Speculation Tax* (id:63159)
Location Insights
Weather
Nearest station: Nanaimo
15°C
Partly Cloudy
Humidity 87%
Wind SW 3 km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Pauline Haarer Elementary | Elementary | 1.9 km |
| Brechin Elementary | Elementary | 2.6 km |
| Fairview Elementary | Elementary | 2.9 km |
| Bayview Elementary | Elementary | 3.0 km |
| Oceane | Elementary | 3.3 km |
| Discover Montessori School(Independent) | Elementary/Middle | 3.4 km |
| Career Technical Centre | Secondary | 3.4 km |
| Georgia Avenue Elementary | Elementary | 3.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (5+)
- Captain Morgan Park · 174 Pirates Lane154 m
- Captain Hook Park · 49 Captain Morgans Boulevard221 m
- Pirates Park · 7 Pirates Lane234 m
- Smugglers Park · 86 Captain Morgans Boulevard246 m
- Long John Silver Park · 12 Captain Kidds Terrace311 m
Nearby places data: © OpenStreetMap contributors.
School district: Nanaimo-Ladysmith (SD68)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.