Property Type: Detached HouseOwnership: Freehold

1371 FRANCOIS LAKE ROAD

Fraser Lake, BC V0J1S0

$1,450,000

3 bed3 bath2,628 sqftBuilt 2005
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
6.29 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,059.79 (2025)

Interior

Basement
Finished, Full
Heating
Electric
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Lake view, View, View of water
Waterfront
Waterfront

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Carport, Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Bedroom 2Main level
Primary BedroomMain level
FoyerMain level
Bedroom 3Basement
StorageBasement
Laundry roomBasement
Recreational, Games roomBasement
Cold roomBasement
FoyerBasement
Utility roomBasement
Mud roomMain level

Listing Information

MLS®
R3140269
Listed
June 26, 2026
Time on market
On the market for 66 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Experience exceptional lakefront living on beautiful Francois Lake with this impressive 3-bedroom, 2.5-bath home offering the perfect balance of comfort, recreation, and income potential. A fully serviced lakefront cabin and serviced RV sites provide excellent opportunities for guests or additional revenue. Inside, you'll appreciate beautiful hardwood floors, a custom-built kitchen, and quality cabinetry throughout, creating a warm and inviting atmosphere. An indoor fish-cleaning room and large cold room are perfect for outdoor enthusiasts. Step onto the expansive deck to take in breathtaking lake views, or enjoy the 5-bay carport, detached shop, greenhouse, productive gardens, and two separate driveway accesses. A generator wired directly into the home's electrical panel ensures reliable backup power. Whether you're searching for a year-round waterfront home, family retreat, or income-producing property, this exceptional offering truly has it all and must be seen to be appreciated. (id:63159)

Values & Trends

This listing

$552/sqft

Building average

No other active listings in this building

Fraser Lake average

$280/sqft

21 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fraser Lake Elem-SecondaryK-1214.1 km
Mouse Mountain ElementaryElementary14.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($120,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,160,000.00
Periodic payment — Principal & Interest (monthly)$7,483.93
Additional monthly expenses (strata, tax, utilities, etc.)$469.32
Total monthly cost$7,953.24
Interest paid over 5-yr term$332,459.33
Balance at end of term$1,043,423.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$120,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,227.23

Cash Needed at Closing

Minimum down payment$120,000
Estimated BC PTT$27,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information