13828 3A Highway
Gray Creek, BC V0B1S0
$625,000
Property Details
Property & Lot
- Sub-type
- Other
- Lot size
- 10.6 acres
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $3,110
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view, Mountain view
- Waterfront
- Waterfront on lake
Listing Information
- MLS®
- 10378420
- Listed
- March 11, 2026
- Time on market
- On the market for 173 days
- Data last synced
- August 28, 2026
Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.
Description
KOOTENAY LAKE WATERFRONT! Are you looking for your own slice of paradise with a level, walk out beach - look no farther, we may have what you have been looking for. The Sellers have just completed the process to add the accreted land to this property, increasing its size to 10.60 acres of land. The waterfront portion is a lovely pebble beach that stretches along the shoreline. There is a private fire pit and sitting area nestled in the trees and endless panoramic views across Kootenay Lake. This parcel of land is split by Highway 3A with the majority of the property being above the highway. Drive up the driveway, you will see the former building site on the upper side of the property that offers lake views as well. There is a trail to hike through the forested land above. Develop the upper portion, look into subdivision potential between the upper and lower portions, or talk to family members or friends about a joint purchase, the options are plentiful. Owned by the same family for many years and priced well below the BC Assessed Value, if you have been thinking about Kootenay Lake for a while now is your opportunity! (id:63159)
Location Insights
Weather
Nearest station: Nelson
16°C
—
Humidity 68%
Wind NE 2 km/h
Tonight
10°
Tuesday
27°
Tuesday night
13°
Wednesday
20°
Wednesday night
12°
Thursday
18°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Crawford Bay Elem-Secondary | K-12 | 13.6 km |
| Redfish Elementary School | Elementary | 19.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Kootenay Lake (SD8)
Similar Listings Nearby
No similar listings found nearby right now.
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Mortgage & Ownership Cost Calculator
Minimum required: 6.0% ($37,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.