Property Type: Detached HouseOwnership: FreeholdNEW LISTING

13978 23A AVENUE

Surrey, BC V4A9V9

$3,268,000

7 bed7 bath9 parking5,565 sqftBuilt 2005
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Open House

Saturday, September 5

2:00 PM4:00 PM

Sunday, September 6

2:00 PM4:00 PM

Property Details

Property & Lot

Sub-type
House
Style
2 Level
Lot size
20,037 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$13,357 (2026)

Interior

Basement
Finished, Full, Separate entrance
Heating
Radiant heat
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)
Appliances
Washer, Refrigerator, Central Vacuum, Dishwasher, Stove, Dryer, Microwave, Oven - Built-In, Wet Bar, Garage door opener

Exterior & Lot

Pool
Outdoor pool

Building

Water source
Municipal water
Sewer
Sanitary sewer, Storm sewer
Utilities
Water, Natural Gas, Electricity

Parking

Total spaces
9 — covered indicated
Features
Garage

Listing Information

MLS®
R3159878
Listed
August 31, 2026
Time on market
Listed today
Tax assessment year
2026
Data last synced
August 31, 2026

Listing provided by: Team 3000 Realty Ltd. · Data source: CREA DDF.

Description

An elegant executive home situated on a 1/2-acre professionally manicured lot in the prime Elgin neighborhood. Luxurious interior with 7 bedrooms & 7 bathrooms, a large living room, and a formal dining room. A functionally designed floor plan with an open-concept kitchen/high-end appliances, granite counters/wok kitchen, walk-in pantry, eating area, and spacious family room overlooks the lovely south-exposure private yard, which features a beautiful in-ground pool with a hot tub for outdoor living and summer fun activities. Upstairs features a spacious master suite w/ensuite & walk-in closet-with 3 additional large bedrooms. The basement has a media room for entertainment and two separate suites for rental income. This house has it all. Open house 2-4PM on Sep 5 & Sep 6, Sat & Sun. (id:63159)

Values & Trends

This listing

$587/sqft

Building average

No other active listings in this building

Surrey average

$691/sqft

1844 active listing(s)

Parking: 9 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,325,500

Jul 2026

Average Sale Price

$1,364,812

Jul 2026

Monthly Sales

61

Jul 2026

Active Listings

692

Jul 2026

Sales-to-Active Ratio

9.0%

Jul 2026

Median Days to Contract

43 days

Jul 2026

MLS® HPI Benchmark Price

$1,793,500
$1,325,500
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

20

3 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chantrell Creek ElementaryElementary708 m
Elgin Park SecondaryElementary1.0 km
Bayridge ElementaryElementary1.4 km
Ray Shepherd ElementaryElementary1.6 km
Semiahmoo Trail ElementaryElementary1.8 km
Semiahmoo SecondaryElementary1.9 km
Laronde ElementaryElementary2.0 km
H T Thrift ElementaryElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 20 Ave @ 140 St696 m
Eastbound 20 Ave @ 140 St715 m
Westbound 20 Ave @ 142 St793 m

Nearby Places

Parks (5+)

  • 122l Greenbelt544 m
  • Chantrell Creek Park602 m
  • 122L Greenbelt641 m
  • 122l Greenbelt675 m
  • Buchamer Park769 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($653,600) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,614,400.00
Periodic payment — Principal & Interest (monthly)$16,867.22
Additional monthly expenses (strata, tax, utilities, etc.)$1,391.08
Total monthly cost$18,258.30
Interest paid over 5-yr term$749,294.56
Balance at end of term$2,351,661.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$653,600
Stress test qualifying rate8.09%
Payment you must qualify for$20,103.82

Cash Needed at Closing

Minimum down payment$653,600
Estimated BC PTT$81,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$736,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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