Property Type: Detached HouseOwnership: Freehold

13980 Ponderosa Way

Coldstream, BC V1B1A4

$3,499,000

7 bed6 full, 2 half bath6 parking5,857 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.39 acres
Frontage
106 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$13,615.52

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, In Floor Heating, See remarks, Hot Water
Cooling / A/C
Central air conditioning
Fireplace
Yes (4)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted, Vinyl

Exterior & Lot

Exterior features
Brick, Stucco
View
Lake view, Mountain view, View of water, View (panoramic)
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
2pc BathroomThird level4'0'' x 4'0''
OtherThird level16'0'' x 8'0''
Recreation roomBasement15'4'' x 20'4''
Utility roomBasement10'3'' x 11'6''
3pc BathroomBasement10'3'' x 4'11''
BedroomBasement15'4'' x 10'2''
Mud roomBasement15'5'' x 8'8''
BedroomBasement14'10'' x 13'1''
3pc Ensuite bathBasement4'11'' x 10'3''
BedroomBasement12'8'' x 15'6''
6pc Ensuite bathSecond level10'7'' x 13'0''
Primary BedroomSecond level14'8'' x 29'0''
BedroomSecond level12'1'' x 10'10''
Laundry roomSecond level8'0'' x 9'6''
Full bathroomSecond level8'1'' x 7'8''
BedroomSecond level12'11'' x 10'1''
BedroomSecond level12'3'' x 13'7''
Recreation roomMain level21'6'' x 32'2''
DenMain level12'0'' x 10'7''
2pc BathroomMain level4'9'' x 5'10''
Living roomMain level17'0'' x 13'1''
Family roomMain level15'2'' x 20'2''
Dining roomMain level13'4'' x 17'9''
KitchenMain level11'6'' x 20'9''

Listing Information

MLS®
10378242
Listed
March 23, 2026
Time on market
On the market for 161 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

BEST DEAL ON THE LAKE! A rare opportunity to own a true luxury retreat on the shimmering turquoise waters of world-renowned Kalamalka Lake. This exquisite 7 bedroom, 6 bathroom residence combines timeless elegance with modern sophistication, offering incredible lake views from almost every room. Designed for both grand entertaining and relaxed family living, the home features a gourmet chef’s kitchen with a massive island, seamlessly flowing into bright and spacious living areas that showcase the unparalleled beauty of the lake and mountains beyond. Step outside to the expansive deck, perfect for hosting sunset dinners or simply soaking in the serenity of your private paradise. A funicular carries you to the water’s edge, where a brand-new dock with steel pilings, composite decking, and boat lift awaits in deep, crystal-clear water. The rare lakeside beach house adds a touch of exclusivity, complete with fridge, sink, and bathroom for the ultimate in waterfront convenience. Beyond the water, enjoy a private putting green, creating yet another space for family and friends to gather and play. Inside, the lower level is designed for leisure, featuring a vibrant games room, while the spacious bedrooms offer restful retreats for all. With its perfect blend of luxury, privacy, and lifestyle, this home captures the very essence of Okanagan living at its finest. (id:63159)

Values & Trends

This listing

$597/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$490/sqft

38 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Kidston ElementaryElementary2.3 km
Kalamalka SecondaryElementary2.7 km
Coldstream ElementaryElementary3.7 km
Clarence Fulton SecondaryElementary4.9 km
Mission Hill ElementaryElementary5.0 km
Ellison ElementaryElementary5.2 km
Alternative Learning ProgramSecondary5.3 km
Okanagan Landing ElementaryElementary5.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($699,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,799,200.00
Periodic payment — Principal & Interest (monthly)$18,059.49
Additional monthly expenses (strata, tax, utilities, etc.)$1,427.63
Total monthly cost$19,487.12
Interest paid over 5-yr term$802,258.77
Balance at end of term$2,517,889.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$699,800
Stress test qualifying rate8.09%
Payment you must qualify for$21,524.87

Cash Needed at Closing

Minimum down payment$699,800
Estimated BC PTT$92,950
Legal / closing costs (typical estimate)$1,500
Total cash needed$794,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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