Property Type: Land / LotOwnership: Freehold

1399 Purcell Lane Lot# 18

Argenta, BC V0G1A0

$319,900

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Amenities

Also listed: Recreation Centre

Property Details

Property & Lot

Sub-type
Other
Lot size
1.88 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$265/mo
Annual property tax
$1,428.17

Maintenance Fee Includes

Management

Also included: Recreation Facilities, Reserve Fund Contributions

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)
Waterfront
Waterfront on lake

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10382420
Listed
April 8, 2026
Time on market
On the market for 145 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Exclusive 1.88 acre Waterfront Lot with 135 feet of your very own beach with mooring ball. Fully serviced lot with underground lines, including fibre optic internet on a quiet cul-d-sac. Separately titled lot at Bulmer's Point Community consisting of 88 acres on breath taking Kootenay Lake and the majestic Purcell Mountains. Get away from it all with this flat building site - cleared and ready to build at the water's edge. Plans available to start right away or design your own custom home. Site prep is complete wth easy access. Close to hiking trails, back country camping, boating, swimming, canoeing, paddle boarding, and community garden with fruit trees. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 68%

Wind NE 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jewett ElementaryElementary13.6 km
J V Humphries Elem-SecondaryK-1223.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$255,920.00
Periodic payment — Principal & Interest (monthly)$1,651.11
Additional monthly expenses (strata, tax, utilities, etc.)$384.11
Total monthly cost$2,035.22
Interest paid over 5-yr term$73,347.41
Balance at end of term$230,200.87

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,336.92

Cash Needed at Closing

Minimum down payment$15,995
Estimated BC PTT$4,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,893

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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