Property Type: Condo / ApartmentOwnership: Strata

13A 2315 MACKINNON ROAD

Pender Island, BC V0N2M1

$159,000

2 bed2 bath1 parking750 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Recreational

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$547/mo
Annual property tax
$0 (2026)

Interior

Heating
Baseboard heaters, Electric, Propane
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3152215
Listed
August 4, 2026
Time on market
On the market for 27 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX LIFESTYLES REALTY · Data source: CREA DDF.

Description

Enjoy effortless Gulf Islands living in one of the most desirable cottages at Currents at Otter Bay. This beautifully positioned 2-bed, 2-bath resort cottage boasts marina and ocean views. The large deck overlooks the marina and extends around to capture ocean views. This 1/4 fractional ownership offers approx. 1 week per month with 2 consecutive summer weeks and the option to rent out unused time. Fully furnished and equipped, truly turnkey. Monthly fees cover property taxes, utilities, management, maintenance, towels, linens, soaps and more. Enjoy amenities incl. access to adjacent Otter Bay Marina´s recreation area, beach access, kayaking, and 2 pools (seasonal). Walk to the ferry and Pender Island Golf Course. Pet-friendly and rental-friendly. A carefree retreat, simply arrive and enjo (id:63159)

Values & Trends

This listing

$212/sqft

Building average

$332/sqft

1 active listing(s)

Pender Island average

$332/sqft

1 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle5.0 km
Mayne Island SchoolElementary5.6 km
Galiano Community SchoolElementary9.6 km
Saturna Island Elementary SecondaryK-1210.2 km
Salt Spring ElementaryElementary15.2 km
Gulf Islands SecondarySecondary15.6 km
Phoenix PlaceSecondary15.7 km
Parkland SecondarySecondary16.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Stand277 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$127,200.00
Periodic payment — Principal & Interest (monthly)$820.65
Additional monthly expenses (strata, tax, utilities, etc.)$585.42
Total monthly cost$1,406.07
Interest paid over 5-yr term$36,455.89
Balance at end of term$114,416.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,161.52

Cash Needed at Closing

Minimum down payment$7,950
Estimated BC PTT$1,590
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,040

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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