Property Type: Condo / ApartmentOwnership: Strata

1408 10428 WHALLEY BLD

Surrey, BC V3T0W2

$599,000

2 bed1 bath1 parking728 sqftBuilt 2025
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Amenities

Concierge

Also listed: Recreation Centre, Air Conditioning

Property Details

Property & Lot

Sub-type
Apartment

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$0 (2025)

Interior

Basement
None, Unknown
Heating
Heat Pump, Forced air
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
City view

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions
Rentals
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
R3091492
Listed
February 19, 2026
Time on market
On the market for 194 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Nu Stream Realty Inc. · Data source: CREA DDF.

Description

Welcome to Ascent! This newly 2 Bedroom and 1 bath unit offers 728 Sq ft. Convenient location with walking distance to Surrey central station, shopping centre ,restaurants and community centre. Amenities include a gym ,lounge ,playground and rooftop. (id:63159)

Values & Trends

This listing

$823/sqft

Building average

No other active listings in this building

Surrey average

$678/sqft

1113 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Apartment Market Stats — Surrey

Monthly figures from the Fraser Valley Real Estate Board for Surrey apartmentlistings — not specific to this property.

MLS® HPI Benchmark Price

$474,100

Jul 2026

Average Sale Price

$470,719

Jul 2026

Monthly Sales

16

Jul 2026

Active Listings

219

Jul 2026

Sales-to-Active Ratio

7.0%

Jul 2026

Median Days to Contract

34 days

Jul 2026

MLS® HPI Benchmark Price

$598,400
$434,400
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Nearest station: Langley

Clear

13°C

Clear

Humidity 92%

Wind NW 4 km/h

Today

21°

Tonight

16°

Wednesday

19°

Wednesday night

14°

Thursday

18°

Thursday night

13°

Source: Environment and Climate Change Canada.

Population

568,322

(2021 Census)

+9.7% since 2016

Density: 1,797.9/km²

Dwellings: 195,098

Median household income: $98,000

After-tax: $87,000

Immigrant population: 44.6%

Top countries of origin (% of total population)

  • India16.9% · 95,905
  • Philippines5.2% · 29,510
  • China4.2% · 23,850
  • United Kingdom1.5% · 8,320
  • Korea, South1.2% · 6,995
  • Viet Nam1.1% · 6,425
  • Pakistan1% · 5,710
  • Taiwan1% · 5,540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Honour Secondary School(Independent)Secondary49 m
Our Lady of Good Counsel(Independent)Elementary432 m
Forsyth Road ElementaryElementary689 m
Kwantlen Park SecondaryElementary1.1 km
Old Yale Road ElementaryElementary1.3 km
K B Woodward ElementaryElementary1.3 km
Lena Shaw ElementaryElementary1.3 km
Mary Jane Shannon ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound 104 Ave @ Whalley Blvd107 m
Eastbound 104 Ave @ Whalley Blvd112 m
Eastbound 104 Ave @ King George Blvd201 m
Westbound 104 Ave @ 138A St270 m
Southbound King George Blvd @ 105A Ave337 m

Nearby Places

Restaurants (5+)

  • Bozzini's · 13655 104 Avenue164 m
  • Unnamed195 m
  • Rickshaw Chinese Food · 10505 King George Boulevard312 m
  • Sushi King George · 10344 King George Boulevard329 m
  • DONI Korean Restaurant · 10592 King George Boulevard335 m

Cafes (5+)

  • Starbucks · 10362 King George Boulevard261 m
  • Huyen Cafe · 13551 105A Avenue437 m
  • Chatime · 10255 King George Boulevard488 m
  • Prado Cafe · 13475 103 Avenue512 m
  • Gong Cha · 10294 City Parkway517 m

Grocery (5+)

  • Day to Day Grocery & Produce · 13664 104 Avenue176 m
  • Surrey Super Market · 13853 104 Avenue273 m
  • Lucky Supermarket · 10628 King George Boulevard395 m
  • Union Latino's Food · 13569 105A Avenue412 m
  • GG's African Caribbean Market · 10625 King George Boulevard462 m

Parks (2)

  • Forsyth Park · 10632 139 Street613 m
  • Tom Binnie Park688 m

Shopping (1)

  • Walmart · 10153 King George Boulevard748 m

Gyms (2)

  • Planet Fitness · 10642 King George Boulevard426 m
  • Chuck Bailey Recreation Centre · 13458 107A Avenue743 m

Pharmacies (4)

  • London Drugs · 10348 King George Boulevard259 m
  • Pharmasave · 10654 King George Boulevard450 m
  • Gain Pharmacy582 m
  • East To West Holistic · 14045 104 Avenue647 m

Banks & ATMs (5+)

  • Prospera · 13747 104 Avenue66 m
  • TD · 10435 King George Boulevard302 m
  • Sharons Credit Union · 10541 King George Boulevard355 m
  • Vancity · 10293 King George Boulevard414 m
  • Bitcoin ATM Coinsite · 10252 City Parkway543 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$36.00
Total monthly cost$3,127.64
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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