Property Type: Detached HouseOwnership: Freehold

1408 FRANCOIS LAKE ROAD

Fraser Lake, BC V0J1S0

$495,000

4 bed1 bath2,044 sqftBuilt 2002
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5.47 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,567.12 (2025)

Interior

Basement
Finished, N/A
Heating
Electric
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, View, View of water

Building

Foundation
Concrete Perimeter
Roof
Metal, Conventional

Parking

Features
Open, RV

Room Dimensions

RoomLevelDimensions
Living roomMain level
Dining roomMain level
KitchenMain level
Bedroom 2Main level
Primary BedroomMain level
Bedroom 3Basement
Bedroom 4Basement
Recreational, Games roomBasement
Laundry roomBasement
Utility roomBasement

Listing Information

MLS®
R3112214
Listed
April 16, 2026
Time on market
On the market for 137 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Experience the perfect blend of comfort, space, and lifestyle with this 4-bedroom home on 5.47 acres overlooking breathtaking Francois Lake, known for world-class fishing. Featuring 2 bedrooms up and 2 down, plus a cozy rec room with pellet stove, there’s room for the whole family. Enjoy stunning lake views from the large deck, while two greenhouses, a spacious garden, and open lawn offer endless outdoor living. Trails extend right from your backyard, with a public boat launch across the road and Moly Hills Golf Course just a short walk away. Complete with reliable cell service and a large detached shop, this property delivers the rural lifestyle you’ve been searching for. (id:63159)

Values & Trends

This listing

$242/sqft

Building average

No other active listings in this building

Fraser Lake average

$295/sqft

21 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fraser Lake Elem-SecondaryK-1215.1 km
Mouse Mountain ElementaryElementary15.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$396,000.00
Periodic payment — Principal & Interest (monthly)$2,554.86
Additional monthly expenses (strata, tax, utilities, etc.)$232.59
Total monthly cost$2,787.45
Interest paid over 5-yr term$113,494.74
Balance at end of term$356,203.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,616.06

Cash Needed at Closing

Minimum down payment$24,750
Estimated BC PTT$7,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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