Property Type: Detached HouseOwnership: Freehold

1409 Ash Street

Nelson, BC V1L2J3

$1,689,000

4 bed3 bath4 parking2,324 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.44 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,887

Interior

Heating
Heat Pump, Stove, Wood, Other
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Concrete

Exterior & Lot

Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Primary BedroomAdditional Accommodation12'7'' x 10'8''
Full bathroomAdditional Accommodation5'5'' x 10'8''
KitchenAdditional Accommodation8'9'' x 10'8''
Living roomAdditional Accommodation12'7'' x 10'8''
OfficeLower level10'10'' x 8'5''
Laundry roomLower level7'3'' x 8'4''
Family roomLower level16'10'' x 15'9''
Full bathroomLower level9'9'' x 5'11''
BedroomLower level9'0'' x 11'4''
BedroomLower level8'7'' x 11'4''
Full ensuite bathroomMain level5'4'' x 14'11''
Primary BedroomMain level15'11'' x 14'11''
Living roomMain level33'5'' x 11'5''
KitchenMain level22'7'' x 11'2''

Listing Information

MLS®
10383118
Listed
April 13, 2026
Time on market
On the market for 140 days
Data last synced
August 28, 2026

Listing provided by: Bennett Family Real Estate · Data source: CREA DDF.

Description

Step into a realm of unparalleled modern luxury, a spectacular, custom-designed residence completed in 2022. Poised just moments from Nelson's vibrant core, this home is a masterwork of design, meticulously engineered to maximize breathtaking vistas. As you cross the threshold, an airy ambiance envelops you, courtesy of expansive, triple-pane windows that invite an abundance of natural light. The main living area is an elegant showcase, featuring polished concrete floors warmed by in-floor radiant heating, centred around a cozy woodstove. The gourmet kitchen is a culinary dream realized. It boasts impeccable finishes and a seamless and flowing layout. Every detail speaks to thoughtful luxury, from the custom exterior doors to a carefully considered lighting plan. Innovative design elements ensure absolute comfort and tranquility, including insulated floors and interior walls and a roof engineered for the addition of future solar integration. The property offers exceptional privacy and a sanctuary-like setting. A tranquil creek offers a serene soundtrack to your daily life. The home has a walk-out basement suite, well and an engineered septic system. There is ample RV parking with full hook-ups, a fenced dog run and a large storage shed. The pinnacle of modern, high-performance construction and built to Step Code 4 standard, this is a rare opportunity to own a home where visionary design, luxury appointments, and high-level efficiency converge. (id:63159)

Values & Trends

This listing

$727/sqft

Building average

No other active listings in this building

Nelson average

$477/sqft

82 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
South Nelson ElementaryElementary725 m
Trafalgar Middle SchoolMiddle835 m
St Joseph School(Independent)Elementary/Middle1.1 km
WildflowerElementary/Middle1.3 km
ReachSecondary1.3 km
Hume Elementary SchoolElementary1.3 km
L V Rogers SecondarySecondary1.3 km
Secondaire de NelsonSecondary1.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($337,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,351,200.00
Periodic payment — Principal & Interest (monthly)$8,717.48
Additional monthly expenses (strata, tax, utilities, etc.)$523.25
Total monthly cost$9,240.73
Interest paid over 5-yr term$387,257.80
Balance at end of term$1,215,408.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$337,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,390.26

Cash Needed at Closing

Minimum down payment$337,800
Estimated BC PTT$31,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$371,080

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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