Property Type: Detached HouseOwnership: Freehold

1412 Ainsworth Avenue

Riondel, BC V0B2B0

$279,000

3 bed1 bath1 parking1,238 sqftBuilt 1950
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,857.69

Interior

Basement
Crawl space
Heating
Baseboard heaters, Electric
Fireplace
None

Building

Roof
Metal, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
BedroomSecond level14'8'' x 15'4''
BedroomSecond level12'11'' x 15'4''
OtherMain level10'4'' x 23'7''
Full bathroomMain level6'1'' x 7'
Primary BedroomMain level10' x 10'11''
Living roomMain level13'6'' x 10'11''
KitchenMain level17'3'' x 12'4''

Listing Information

MLS®
10393460
Listed
July 2, 2026
Time on market
On the market for 60 days
Data last synced
August 28, 2026

Listing provided by: Malyk Realty · Data source: CREA DDF.

Description

Welcome to this affordable and charming home in the heart of Riondel! Whether you're looking for a year-round residence, a summer retreat, or an investment property, this move-in-ready home offers incredible value. Featuring 3 bedrooms plus a spacious family room, the bright and inviting interior includes beautiful mountain views from the upper-level bedrooms and comes fully furnished, making it easy to settle in and start enjoying your new home right away. Immediate possession is available, so you can make the most of the summer season at Kootenay Lake. Step outside to a private backyard surrounded by mature trees, a powered single detached garage. As an added bonus, the boat, camper travel trailer, providing additional space for family and guests, are included, giving you everything you need to enjoy the Kootenays from day one. Located in a welcoming, family-friendly neighborhood, you're just a short walk from Kootenay Lake, the public boat launch, and the local park. With homes selling quickly in Riondel, now is the perfect time to discover why this lakeside community is becoming such a sought-after destination. Don't miss this fantastic opportunity to own an affordable, turnkey property in one of the Kootenays' hidden gems. Call your REALTOR® today to book your private showing! (id:63159)

Values & Trends

This listing

$225/sqft

Building average

No other active listings in this building

Crawford Bay / Riondel average

$361/sqft

20 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

12°C

Humidity 85%

Wind SE 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-129.2 km
J V Humphries Elem-SecondaryK-1217.2 km
Redfish Elementary SchoolElementary21.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$223,200.00
Periodic payment — Principal & Interest (monthly)$1,440.01
Additional monthly expenses (strata, tax, utilities, etc.)$300.14
Total monthly cost$1,740.15
Interest paid over 5-yr term$63,969.76
Balance at end of term$200,769.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,038.14

Cash Needed at Closing

Minimum down payment$13,950
Estimated BC PTT$3,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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