Property Type: Detached HouseOwnership: Freehold

1415 4 Street N

Cranbrook, BC V1C3L6

$449,800

3 bed2.5 bath4 parking1,482 sqftBuilt 1910
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.43 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,778.68

Interior

Heating
Forced air
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Parking

Total spaces
4 — uncovered indicated
Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Partial bathroomMain level8'2'' x 4'5''
Full bathroomMain level8'3'' x 8'7''
BedroomMain level11'7'' x 11'5''
BedroomMain level9'9'' x 11'5''
Primary BedroomMain level13'3'' x 13'4''
KitchenMain level17'7'' x 15'11''
Dining roomMain level20'0'' x 12'2''
Living roomMain level23'5'' x 14'3''

Listing Information

MLS®
10395437
Listed
July 23, 2026
Time on market
On the market for 39 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

CHECK OUT OUR 24/7 VIRTUAL OPEN HOUSE! Exceptional Development Opportunity! Zoned R6 – High Density Multi-Family Residential, this unique property offers excellent redevelopment potential for a variety of permitted uses, including apartments, care homes, and other multi-family or institutional developments (subject to municipal approval). Situated on a flat, fully fenced 0.43-acre lot, this property is ideally located within walking distance of schools, restaurants, grocery stores, medical offices, sports facilities, and other everyday amenities. This character home features 3 bedrooms, 1.5 bathrooms, and the convenience of main-floor laundry. The unfinished loft/attic presents an excellent opportunity to create a studio, home office, or additional bedroom, while the unfinished basement—with both interior and exterior access—provides abundant storage or future development potential. Whether you're searching for a charming home to enjoy today or a prime investment for the future, this centrally located property offers outstanding flexibility and value. (id:63159)

Values & Trends

This listing

$304/sqft

Building average

No other active listings in this building

Cranbrook North average

$337/sqft

17 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 56%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Mount Baker SecondaryElementary291 m
Kootenay Educational ServicesSecondary328 m
Laurie Middle SchoolMiddle773 m
Pinewood ElementaryElementary918 m
Steeples ElementaryElementary1.1 km
St Mary's Catholic Independent(Independent)Elementary1.4 km
Kootenay Christian Academy(Independent)K-121.6 km
T M Roberts ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Marco Polo Chinese Restaurant161 m
  • Family Thai Restaurant · 414 Cranbrook Street North169 m
  • Rockwater Steakhouse227 m
  • Denny's228 m
  • Pizza Hut238 m

Cafes (3)

  • Hot Shots Cafe689 m
  • Max's Place698 m
  • Sushi Rang · 1000 Cranbrook Street North705 m

Grocery (2)

  • Safeway375 m
  • Save-On-Foods · 505 Victoria Ave North460 m

Parks (5+)

  • MBSS Grounds291 m
  • Rec Plex Park402 m
  • Unnamed503 m
  • Balment Park600 m
  • Baker Park661 m

Banks & ATMs (5+)

  • Scotiabank223 m
  • Bank of Montreal524 m
  • HSBC545 m
  • Unnamed564 m
  • RBC613 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,840.00
Periodic payment — Principal & Interest (monthly)$2,321.57
Additional monthly expenses (strata, tax, utilities, etc.)$472.22
Total monthly cost$2,793.79
Interest paid over 5-yr term$103,131.18
Balance at end of term$323,677.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,490
Stress test qualifying rate8.09%
Payment you must qualify for$3,285.86

Cash Needed at Closing

Minimum down payment$22,490
Estimated BC PTT$6,996
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,986

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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