Property Type: Detached HouseOwnership: Freehold

1415 Tie Lake Shore S Road

Jaffray, BC V0B1T0

$999,000

2 bed1 bath574 sqftBuilt 1967
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.43 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,867.95

Interior

Heating
Stove, Wood
Fireplace
None

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view

Building

Foundation
See Remarks
Roof
Asphalt shingle, Unknown

Parking

Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomMain level
BedroomMain level9'8'' x 11'4''
Primary BedroomMain level9'9'' x 11'10''
Living roomMain level15'8'' x 11'3''
KitchenMain level9' x 8'

Listing Information

MLS®
10380820
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Mountain Lifestyles Inc. · Data source: CREA DDF.

Description

Waterfront Cabin on Tie Lake - Stunning Views & Endless Potential! Wake up to some of the best panoramic lakefront views on Tie Lake and spend your days on your private dock, immersed in the serenity of its crystal-clear waters. Located in the quiet community of Jaffray - just 35 minutes from Fernie and 30 minutes from Cranbrook - this exclusive retreat offers the perfect blend of natural beauty, privacy, and convenience. Set on a flat, sun-drenched and easily accessible 0.43-acre lakefront lot, this property is tucked into a very quiet location adjoining Crown land - offering exceptional privacy and direct access to nature. It’s an outdoor enthusiast’s dream, with boating, fishing, hiking, and golfing all just minutes from your doorstep. The charming 2-bedroom, 1-bath seasonal-use cabin (approx. 574 sq ft) radiates rustic appeal and provides a comfortable place to enjoy the property while you plan your future build. An additional storage building offers practical space for all your gear and lake essentials. Whether you're embracing the summer cabin lifestyle or envisioning your dream home, the potential here is as expansive as the views. Opportunities like this are rare - don’t miss your chance to own a truly special piece of Tie Lake. (id:63159)

Values & Trends

This listing

$1,740/sqft

Building average

No other active listings in this building

Jaffray and Vicinity average

$536/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

15°C

Mainly Clear

Humidity 61%

Wind SW 4 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle4.5 km
Sophie-MorigeauElementary20.6 km
The Fernie Academy(Independent)K-1221.8 km
Isabella Dicken ElementaryElementary22.6 km
Fernie SecondaryK-1222.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$434.66
Total monthly cost$5,590.83
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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