Property Type: DuplexOwnership: Strata

14203 Victoria Road N Unit# 101

Summerland, BC V0H1Z0

$675,000

3 bed3.5 bath1 parking1,466 sqftBuilt 2027
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Property Details

Property & Lot

Sub-type
Duplex
Stories
1

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$225/mo
Annual property tax
$0

Maintenance Fee Includes

Water

Also included: Insurance, Reserve Fund Contributions

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
4pc BathroomSecond level5' x 8'
BedroomSecond level10'8'' x 11'7''
BedroomSecond level10'1'' x 12'8''
4pc Ensuite bathSecond level8' x 9'9''
Primary BedroomSecond level10'8'' x 13'9''
2pc BathroomMain level2'8'' x 5'10''
KitchenMain level11' x 15'11''
Dining roomMain level6'2'' x 7'6''
Living roomMain level16'1'' x 19'11''

Listing Information

MLS®
10395239
Listed
July 20, 2026
Time on market
On the market for 42 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Be among the first to own this brand-new half duplex, ideally located just minutes from downtown Summerland and all the amenities the community has to offer. Currently under construction, with final occupancy to be obtained prior to completion, this thoughtfully designed 1,466 sq. ft. home features 3 bedrooms and 3 bathrooms with a bright, open-concept main level that's perfect for everyday living and entertaining. The spacious living room flows seamlessly into the kitchen and dining area, with a convenient 2-piece bathroom completing the main floor. Upstairs, you'll find the primary bedroom featuring a walk-in closet and private 4-piece ensuite, along with two additional bedrooms, a full 4-piece bathroom, and a conveniently located laundry area. Outside, enjoy a fenced backyard, a dedicated parking stall, and the flexibility of no age restrictions with pets welcome. With an affordable strata fee of just $255/month, this is an excellent opportunity to own a low-maintenance, brand-new home in a desirable Summerland location. Contact the listing agent to learn more! (id:63159)

Values & Trends

This listing

$460/sqft

Building average

No other active listings in this building

Main Town average

$404/sqft

7 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-12442 m
Summerland Montessori School(Independent)Elementary970 m
Unisus Junior School(Independent)Elementary3.0 km
Unisus Senior School(Independent)Secondary3.0 km
Trout Creek ElementaryElementary5.7 km
Naramata ElementaryElementary6.6 km
West Bench ElementaryElementary12.2 km
Queens Park ElementaryElementary13.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed400 m

Cafes (2)

  • Sunflower Café · 13229 Victoria Road North318 m
  • The Beanery Cafe · 13016 Victoria Road North506 m

Grocery (1)

  • Nesters Market · 13604 Victoria Road North226 m

Parks (5+)

  • Julia St. Kinsmen Park211 m
  • Unnamed271 m
  • Unnamed378 m
  • Turner St. Park445 m
  • Highway Park456 m

Gyms (1)

  • Summerland Aquatic and Fitness Centre · 13205 Kelly Avenue450 m

Pharmacies (2)

  • Shoppers Drug Mart236 m
  • Pharmasave598 m

Banks & ATMs (1)

  • Cascadia Credit Union · 13601 Victoria Road North267 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$540,000.00
Periodic payment — Principal & Interest (monthly)$3,483.90
Additional monthly expenses (strata, tax, utilities, etc.)$298.00
Total monthly cost$3,781.90
Interest paid over 5-yr term$154,765.55
Balance at end of term$485,731.75

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.70

Cash Needed at Closing

Minimum down payment$42,500
Estimated BC PTT$11,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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