Property Type: Detached HouseOwnership: Freehold

1424 LOON LAKE Road

Loon Lake, BC V0K1H1

$1,499,888

4 bed3.5 bath1 parking2,749 sqftBuilt 2000
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
38 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,945

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, Other
Fireplace
Yes (1)
Fireplace type
Wood, Electric, Conventional, Unknown
Flooring
Laminate, Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Foundation
Block
Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage, Other, RV, See Remarks

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level
OtherBasement12'8'' x 11'4''
BedroomBasement12'9'' x 16'4''
StorageBasement7' x 12'5''
Recreation roomBasement23'10'' x 36'
StorageBasement8'5'' x 10'11''
Laundry roomMain level5'3'' x 10'7''
Living roomMain level13'0'' x 18'4''
BedroomMain level11'2'' x 11'1''
BedroomMain level11'2'' x 13'4''
KitchenMain level15'1'' x 12'0''
Primary BedroomMain level12'11'' x 11'6''
Dining roomMain level14'1'' x 11'11''
4pc Ensuite bathMain level
4pc BathroomMain level

Listing Information

MLS®
10364933
Listed
October 3, 2025
Time on market
On the market for 332 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

This well-equipped 38-acre property offers exceptional value with stunning mountain and valley views, water rights for irrigation, and multiple revenue-generating features. The main residence provides 2,749 sq. ft. of living space, including 3 bedrooms and 2 bathrooms with a bright, open-concept layout perfect for rural living. The lower level has been fully drywalled and painted, with light fixtures already installed. A plumbed-in bathroom is ready for finishing, and the space is prepped for flooring of your choice—making it easy to tailor to your needs. A heated shop with a concrete floor adds excellent functionality, complete with two fully drywalled rooms that are ideal for tack storage, a woodworking setup, or additional work space. The shop connects to a large covered area, offering covered storage for equipment, boats, or hay. Currently, the sellers rent out portions of the lower-level covered and open storage areas on a monthly basis to locals with boats or trailers, creating a solid supplemental income stream with potential to expand. The property is also set up for small-scale agricultural use, featuring three interconnected chicken coops and barns that can house up to 250 birds. There's plenty of room for horses or livestock, multiple storage sheds, and a UV water purification system already in place. Located just a short drive from Cache Creek, this property combines privacy, productivity, and income potential in a beautiful rural setting. (id:63159)

Values & Trends

This listing

$546/sqft

Building average

No other active listings in this building

Loon Lake average

$418/sqft

5 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Clinton

Cloudy

15°C

Cloudy

Humidity 60%

Wind ESE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
David Stoddart SchoolK-1215.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($124,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,199,910.00
Periodic payment — Principal & Interest (monthly)$7,741.41
Additional monthly expenses (strata, tax, utilities, etc.)$299.08
Total monthly cost$8,040.50
Interest paid over 5-yr term$343,897.66
Balance at end of term$1,079,322.93

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$124,989
Stress test qualifying rate8.09%
Payment you must qualify for$10,572.49

Cash Needed at Closing

Minimum down payment$124,989
Estimated BC PTT$27,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$154,487

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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