Property Type: Detached HouseOwnership: Freehold

143 Saddlehorn Drive

Kaleden, BC V0H1K0

$1,199,000

3 bed3 full, 2 half bath2 parking2,041 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5.9 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,879.21

Interior

Heating
Geothermal
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Detached Garage, RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
KitchenSecondary Dwelling Unit4'8'' x 4'6''
Dining roomSecondary Dwelling Unit4'8'' x 9'5''
Primary BedroomSecondary Dwelling Unit9'2'' x 9'5''
Full bathroomSecondary Dwelling Unit8'10'' x 4'1''
StorageBasement13'2'' x 8'6''
2pc BathroomSecond level4'9'' x 3'11''
BedroomSecond level18'5'' x 22'
Dining nookMain level6'4'' x 7'8''
Living roomMain level16'10'' x 16'2''
OfficeMain level11'10'' x 15'1''
FoyerMain level12'3'' x 7'
Dining roomMain level12'3'' x 9'2''
KitchenMain level12' x 13'3''
Laundry roomMain level7'3'' x 12'9''
Primary BedroomMain level13' x 14'
BedroomMain level11'10'' x 11'
2pc BathroomMain level7'9'' x 6'8''
4pc Ensuite bathMain level9'4'' x 12'

Listing Information

MLS®
10383616
Listed
April 15, 2026
Time on market
On the market for 138 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

The ultimate in country living just 20 minutes from Penticton. Nestled among the pines on 5.98 acres, this spacious rancher with a bonus room above the double garage offers peace, privacy, and beautiful mountain views, all within close proximity to St. Andrews Golf Course. The home features a bright open-concept layout with 3 bedrooms and 3 bathrooms, highlighted by original hardwood floors and numerous tasteful updates throughout. The kitchen and bathrooms have been upgraded with granite countertops, complemented by new tile flooring in the kitchen, sunroom, office, and bathrooms. Additional features include geothermal heating and cooling, built-in vacuum, and a partially unfinished basement ready for your ideas. Outdoors, the property is designed for both lifestyle and functionality. Enjoy natural landscaping with a pond, 10+ fruit trees, underground irrigation, and a newly installed driveway. The fenced yard area (deer fencing) provides added protection and usability around the home. Perfect for friends and family, there is a charming 1-bedroom cabin complete with kitchenette and bathroom. The property also offers two full RV hookup sites, a large shop, and a well with a new pump installed approximately 4 years ago. This is a rare opportunity to own a versatile and serene acreage with modern upgrades and exceptional outdoor amenities. (id:63159)

Values & Trends

This listing

$587/sqft

Building average

No other active listings in this building

Kaleden/Okanagan Falls Rural average

$490/sqft

11 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Penticton

Mainly Clear

13°C

Mainly Clear

Humidity 81%

Wind NNW 3 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Okanagan Falls ElementaryElementary4.2 km
Kaleden ElementaryElementary5.1 km
Princess Margaret SecondarySecondary13.2 km
Wiltse ElementaryElementary14.5 km
Holy Cross School(Independent)Elementary/Middle15.7 km
Penticton Christian School(Independent)K-1216.0 km
Columbia ElementaryElementary16.3 km
Penticton SecondarySecondary16.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,200.00
Periodic payment — Principal & Interest (monthly)$6,188.43
Additional monthly expenses (strata, tax, utilities, etc.)$508.60
Total monthly cost$6,697.03
Interest paid over 5-yr term$274,909.48
Balance at end of term$862,803.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,900
Stress test qualifying rate8.09%
Payment you must qualify for$8,490.14

Cash Needed at Closing

Minimum down payment$94,900
Estimated BC PTT$21,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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