Property Type: Detached HouseOwnership: Freehold

144 Hedger Rd

Salt Spring, BC V8K1B6

$2,345,000

5 bed3 bath8 parking1,550 sqftBuilt 1989
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Property Details

Property & Lot

Sub-type
House
Lot size
14.4 acres
Zoning
Agricultural

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,130.67

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
8 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
BathroomSecond level
BedroomSecond level
BedroomSecond level
BedroomSecond level
EnsuiteSecond level
Primary BedroomSecond level
BathroomMain level
BedroomMain level
Laundry roomMain level
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1034556
Listed
May 13, 2026
Time on market
On the market for 110 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada SSI · Data source: CREA DDF.

Description

The bucolic atmosphere of Bullfinch Farm begins at the gate with a nostalgic sense of arrival. Tree lined lane & gentle rolling terrain act as a visual directory to the established areas of the farm, linking the main home & guest house to the agrarian outbuildings. Positioned to receive calming ocean views and maximum sunshine, The Farmhouse has been rewarded with a clever combination of practical lifestyle appointments. The Guesthouse is set on it's own sunny knoll and features thoughtfully appointed living space for family and friends. Open pastureland with sheep station. Drive shed and barn. Ample property for self sufficiency. Settings like this take time, and a walk of the grounds tell an ongoing story of a hardworking past, the simple country pleasures of today and a peaceful, sustainable future. (id:63159)

Values & Trends

This listing

$1,513/sqft

Building average

No other active listings in this building

Salt Spring average

$751/sqft

81 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Fernwood ElementaryElementary1.2 km
Gulf Islands SecondarySecondary5.7 km
Phoenix PlaceSecondary5.7 km
Salt Spring ElementaryElementary5.9 km
Crofton Elementary Community SchoolElementary10.3 km
Galiano Community SchoolElementary14.0 km
Maple Bay ElementaryElementary14.7 km
Chemainus SecondaryK-1215.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gulf Islands (SD64)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($469,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,876,000.00
Periodic payment — Principal & Interest (monthly)$12,103.32
Additional monthly expenses (strata, tax, utilities, etc.)$672.22
Total monthly cost$12,775.54
Interest paid over 5-yr term$537,666.99
Balance at end of term$1,687,468.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$469,000
Stress test qualifying rate8.09%
Payment you must qualify for$14,425.78

Cash Needed at Closing

Minimum down payment$469,000
Estimated BC PTT$48,350
Legal / closing costs (typical estimate)$1,500
Total cash needed$518,850

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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