Property Type: TownhouseOwnership: Strata

14419 Downton Avenue Unit# 205

Summerland, BC V0H1Z1

$998,000

3 bed3.5 bath2 parking3,709 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
3

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$1,070/mo
Annual property tax
$5,859.62

Maintenance Fee Includes

Management

Also included: Reserve Fund Contributions

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Stucco
View
Lake view, Mountain view, View of water, View (panoramic)

Building

Roof
Tile, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Stall

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherBasement15'4'' x 16'11''
StorageBasement14'8'' x 5'6''
Recreation roomBasement16'11'' x 28'7''
BedroomBasement13' x 13'8''
BedroomBasement16' x 15'6''
MediaBasement14' x 12'7''
Full bathroomBasement4'11'' x 9'8''
FoyerSecond level8'11'' x 9'10''
Primary BedroomMain level17' x 14'2''
OfficeMain level14'9'' x 12'2''
Living roomMain level20'2'' x 16'11''
Laundry roomMain level5' x 11'2''
KitchenMain level14'6'' x 11'9''
Dining roomMain level11' x 11'9''
5pc Ensuite bathMain level15'11'' x 16'
2pc BathroomMain level6'4'' x 8'4''

Listing Information

MLS®
10394245
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Orchard Country · Data source: CREA DDF.

Description

Welcome to Tuscan Terrace, one of the South Okanagan's most distinctive developments. Perched to capture breathtaking views of Okanagan Lake, this view feels like you are on the lake! this exceptional 3-bedroom, 3-bathroom home with a office offers luxury living at its finest. This home offers an elevator for easy access. Primary on the main level, with deck access and a spa like ensuite. Downstairs you will find 2 other bedrooms, Rec room, media room and bonus space. Thoughtfully designed and finished to an impressive standard, this residence features stainless steel appliances, hardwood flooring, quality craftsmanship throughout. From the moment you step inside, you'll appreciate the attention to detail and the warm, elegant atmosphere that sets this home apart. The spacious and functional floor plan is ideal for both everyday living and entertaining. Large windows showcase the spectacular lake views while filling the home with natural light. You will enjoy the seamless indoor-outdoor lifestyle that makes the Okanagan so desirable. Attached garage plus one other outdoor parking space. Offering a rare combination of luxury, comfort, and unparalleled views, this is an exceptional opportunity to own in one of the region's most unique development. Book your showing today. (id:63159)

Values & Trends

This listing

$269/sqft

Building average

$296/sqft

1 active listing(s)

Lower Town average

$296/sqft

1 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Summerland SecondaryK-121.9 km
Summerland Montessori School(Independent)Elementary2.4 km
Unisus Junior School(Independent)Elementary3.5 km
Unisus Senior School(Independent)Secondary3.5 km
Trout Creek ElementaryElementary4.6 km
Naramata ElementaryElementary4.6 km
West Bench ElementaryElementary12.0 km
Queens Park ElementaryElementary13.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Unnamed755 m

Parks (2)

  • Peach Orchard Beach Park237 m
  • Unnamed357 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$798,400.00
Periodic payment — Principal & Interest (monthly)$5,151.01
Additional monthly expenses (strata, tax, utilities, etc.)$1,743.07
Total monthly cost$6,894.08
Interest paid over 5-yr term$228,823.74
Balance at end of term$718,163.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,800
Stress test qualifying rate8.09%
Payment you must qualify for$7,099.08

Cash Needed at Closing

Minimum down payment$74,800
Estimated BC PTT$17,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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