Property Type: Condo / ApartmentOwnership: Strata

1445 Halifax Street Unit# 105

Penticton, BC V2A8M8

$289,000

2 bed2 bath1 parking1,288 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$567/mo
Annual property tax
$1,973

Maintenance Fee Includes

WaterManagementHeat

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters, Electric, See remarks
Cooling / A/C
Wall unit
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Tar & gravel, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground, RV

Restrictions & Policies

Pets
Not allowed
Rentals
Allowed with restrictions
Age / occupancy
Adult-oriented (no young children), Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc BathroomMain level6'1'' x 5'9''
4pc Ensuite bathMain level5'1'' x 8'2''
BedroomMain level9'11'' x 12'11''
Dining roomMain level8'11'' x 13'0''
KitchenMain level9'6'' x 11'2''
Living roomMain level15'11'' x 20'2''
Primary BedroomMain level14'0'' x 14'10''
StorageMain level7'4'' x 5'10''

Listing Information

MLS®
10371460
Listed
January 5, 2026
Time on market
On the market for 238 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

CLICK TO VIEW VIDEO: Welcome to Unit 105 at Panorama Ridge, a spacious and well-maintained ground-floor corner condo in a quiet 55+ community centrally located in Penticton. Offering over 1,250 sq ft of living space, this bright two bedroom, two bathroom home combines comfort, accessibility, and convenience. The open living and dining area is filled with natural light and features a cozy gas fireplace, making it ideal for both everyday living and entertaining. Large windows capture peaceful valley views, while upgraded flooring, appliances, and window shades add a clean, modern touch throughout. The primary bedroom includes a walk-in closet and private ensuite, creating a comfortable retreat, while the second bedroom and full bathroom offer flexibility for guests or hobbies. Additional highlights include in-suite laundry, a dedicated storage room, and a private outdoor patio; perfect for morning coffee and fresh air. This unit also offers secure parking and a storage locker conveniently located on the same floor, a rare and practical bonus. Just steps from Penticton Regional Hospital, shopping, transit, and the city core, this is an ideal option for those looking to simplify without sacrificing space or location. (id:63159)

Values & Trends

This listing

$224/sqft

Building average

No other active listings in this building

Main North average

$536/sqft

46 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Holy Cross School(Independent)Elementary/Middle636 m
Entre-lacsElementary/Middle979 m
Penticton Christian School(Independent)K-121.0 km
Penticton SecondarySecondary1.3 km
Secondaire de PentictonSecondary1.3 km
Columbia ElementaryElementary1.3 km
ConnectEd - Alternative ProgramsSecondary1.4 km
Wiltse ElementaryElementary1.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Casa Deli Bistro721 m
  • Kura747 m
  • White Spot · Main Street757 m

Cafes (2)

  • Starbucks · 1636 Main Street684 m
  • Wheatgrass Cafe · Main Street687 m

Grocery (3)

  • Canadian Wholesale Club · Main Street557 m
  • Penticton IGA · 1160 Government Street623 m
  • Whole Foods Market · Main Street678 m

Parks (1)

  • McLaren Park293 m

Pharmacies (1)

  • PharmaChoice · 1848 Main Street757 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$231,200.00
Periodic payment — Principal & Interest (monthly)$1,491.62
Additional monthly expenses (strata, tax, utilities, etc.)$795.47
Total monthly cost$2,287.09
Interest paid over 5-yr term$66,262.58
Balance at end of term$207,965.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,111.19

Cash Needed at Closing

Minimum down payment$14,450
Estimated BC PTT$3,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,730

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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