Property Type: TownhouseOwnership: Strata

145 NICOLA Street Unit# 40

Kamloops, BC V2C2P2

$439,900

2 bed2.5 bath1 parking1,135 sqftBuilt 1983
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$400/mo
Annual property tax
$3,054.6

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Laundry roomSecond level3'0'' x 3'0''
Primary BedroomSecond level13'3'' x 11'2''
BedroomSecond level10'6'' x 9'6''
Living roomMain level15'8'' x 15'0''
Dining roomMain level9'5'' x 9'5''
KitchenMain level7'6'' x 9'1''
3pc BathroomSecond level
2pc BathroomMain level

Listing Information

MLS®
10392511
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: Brendan Shaw Real Estate Ltd. · Data source: CREA DDF.

Description

Discover the perfect blend of urban convenience and modern comfort in this beautifully updated townhome in the heart of Kamloops’ desirable West End on the beautifully tree-lined Nicola St. Step into a bright living area featuring updated flooring, a cozy fireplace and plenty of natural light. The kitchen has a peak-a-boo opening to keep an eye on the kids. A convenient powder room on the main level and French doors opening to a beautiful private patio with a small grassed area and garden beds complete the ground floor. Upstairs, you’ll find two spacious bedrooms. The primary suite impresses, with vaulted ceilings, closets that span the width of the bedroom, and its own private patio overlooking the garden. A second large bedroom, a beautifully updated bathroom and a convenient in-unit laundry closet round out the upper floor. This move-in-ready home boasts central air conditioning with a new heat pump. Enjoy secure underground parking, a storage locker, and bike storage. The well-maintained strata is pet-friendly (one cat or one dog welcome with no height restriction). This home offers exceptional walkability, with Riverside Park, shops, restaurants, cafes, and the farmer’s market just steps away. Whether you’re a young professional, couple, first-time buyer, investor, or downsizer, this townhome delivers comfort, style, and an unbeatable downtown lifestyle. 3D Matterport walkthrough and floor plans are available. Call for your showing today. (id:63159)

Values & Trends

This listing

$388/sqft

Building average

$430/sqft

2 active listing(s)

South Kamloops average

$367/sqft

16 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St. Ann's Academy(Independent)K-12102 m
First Baptist Classical Academy of Kamloops(Independent)K-12474 m
Sa-Hali SecondaryElementary946 m
Beattie ElementaryElementary1.1 km
Ecole Lloyd George ElementaryElementary1.2 km
South Kamloops SecondarySecondary1.3 km
Kamloops School of the ArtsK-121.5 km
South Sa-Hali ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Cafeteria260 m
  • Sleepy's Diner302 m
  • Krob Krua Thai · 290 3rd Avenue380 m
  • Maurya's Fine Indian Cuisine410 m
  • Mittz Kitchen · 227 Victoria Street412 m

Cafes (5+)

  • Kekuli Cafe Coffee - Kamloops213 m
  • ahhYaY295 m
  • Cafe Motivo307 m
  • Cafe Motivo · 229 Victoria Street420 m
  • He Brew's Ahava Coffee Inc · 210 Victoria Street445 m

Grocery (2)

  • Daana Paani · 414 Seymour Street521 m
  • Save-On-Foods · 450 Lansdowne Street703 m

Parks (5+)

  • Memorial Hill Park185 m
  • Gaglardi Square · 173 SEYMOUR ST301 m
  • Sahali Terrace (RIH) Park · 980 3rd Avenue647 m
  • Connaught Tot Lot · 225 Connaught Road672 m
  • Unnamed691 m

Shopping (1)

  • Lansdowne Village784 m

Pharmacies (5+)

  • Pratt's · 321 Nicola Street220 m
  • Columbia Street Pharmacy · 300 Columbia Street281 m
  • Kipp-Mallery · 273 Victoria Street445 m
  • Pharmasave521 m
  • Manshadi Fharmacy · St Paul Street558 m

Banks & ATMs (5+)

  • Valley First Credit Union343 m
  • BDC406 m
  • Mortgage Network · 328 Seymour Street426 m
  • Unnamed453 m
  • TD · 301 Victoria Street456 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$351,920.00
Periodic payment — Principal & Interest (monthly)$2,270.47
Additional monthly expenses (strata, tax, utilities, etc.)$711.26
Total monthly cost$2,981.73
Interest paid over 5-yr term$100,861.28
Balance at end of term$316,553.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,213.54

Cash Needed at Closing

Minimum down payment$21,995
Estimated BC PTT$6,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,293

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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