Property Type: Land / LotOwnership: Freehold

146 Flagstone Rise

Naramata, BC V0H1N1

$295,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.59 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$145/mo
Annual property tax
$1,576.15

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view

Listing Information

MLS®
10377062
Listed
February 26, 2026
Time on market
On the market for 186 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Welcome to Stonebrook, one of Naramata’s exclusive residential subdivisions. With the curved streetscape and ample sized lots, this forested enclave showcases the world class Okanagan Lake and valley views you’d expect. This prime building lot rests adjacent to the end of a cut-de-sac offering privacy and seclusion. The elevated building site is a perfect place to take in the west facing sunsets. This lot is fully underground serviced and includes a building scheme to protect long term value - bring your dream home ideas! For the active lifestyle, the renowned hiking and biking trails are at your doorstep, literally, as the Trans Canada Trail crosses through this development. Naramata’s world renowned wineries are within striking distance, as are the restarurants, shops and local beaches. Call your favourite agent today to find out more. (id:63159)

Location Insights

Weather

Nearest station: Summerland

16°C

Humidity 59%

Wind W 8 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary2.0 km
Trout Creek ElementaryElementary4.9 km
Unisus Senior School(Independent)Secondary8.1 km
Unisus Junior School(Independent)Elementary8.1 km
Summerland SecondaryK-128.3 km
Summerland Montessori School(Independent)Elementary8.5 km
Uplands ElementaryElementary10.1 km
Queens Park ElementaryElementary11.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$236,000.00
Periodic payment — Principal & Interest (monthly)$1,522.59
Additional monthly expenses (strata, tax, utilities, etc.)$276.35
Total monthly cost$1,798.94
Interest paid over 5-yr term$67,638.28
Balance at end of term$212,282.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,155.02

Cash Needed at Closing

Minimum down payment$14,750
Estimated BC PTT$3,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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