Property Type: Detached HouseOwnership: Freehold

146 McCulloch Drive

Penticton, BC V2A3P7

$599,000

2 bed2.5 bath4 parking1,466 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,769.71

Interior

Basement
Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Linoleum, Vinyl

Exterior & Lot

Exterior features
Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
RV, Street

Room Dimensions

RoomLevelDimensions
2pc BathroomMain level8'10'' x 6'4''
4pc BathroomMain level8'7'' x 7'7''
OtherMain level21'4'' x 11'11''
BedroomMain level12'2'' x 10'6''
Primary BedroomMain level14'4'' x 15'11''
KitchenMain level12'2'' x 8'
Dining roomMain level9'7'' x 12'2''
Living roomMain level16'3'' x 17'6''

Listing Information

MLS®
10389149
Listed
May 27, 2026
Time on market
On the market for 96 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

This charming 2 bed, 2 bath rancher offers the ease of one-level living on a spacious .21-acre lot in one of Penticton’s most desirable locations. Full of warmth and potential, this home blends character, with thoughtful updates to some of the flooring and paint. The functional layout features comfortable living spaces plus a large bonus room that could easily be transformed into two additional bedrooms, a home office, gym, media room, or the ultimate hobby space, giving flexibility to grow for years to come. Step outside and imagine the possibilities! The large backyard offers plenty of room for a pool, gardens, entertaining areas, or future landscaping dreams. Whether you’re a first-time buyer, downsizer, investor, or someone looking for a property with good bones & renovation potential in an exceptional neighborhood, this home checks all the boxes. Light-filled, inviting, and packed with opportunity, this Penticton rancher is the perfect place to settle in and make your own. (id:63159)

Values & Trends

This listing

$409/sqft

Building average

No other active listings in this building

Main South average

$621/sqft

24 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Princess Margaret SecondarySecondary883 m
Wiltse ElementaryElementary1.5 km
Holy Cross School(Independent)Elementary/Middle1.7 km
Penticton Christian School(Independent)K-122.1 km
Secondaire de PentictonSecondary2.5 km
Penticton SecondarySecondary2.5 km
ConnectEd - Alternative ProgramsSecondary2.6 km
Entre-lacsElementary/Middle2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (4)

  • Blenz Coffee · 2111 Main Street407 m
  • Tim Hortons419 m
  • Tim Hortons672 m
  • Second Cup773 m

Grocery (3)

  • Save-On-Foods534 m
  • Penticton Global Grocers · 2150 Main Street593 m
  • Real Canadian Superstore762 m

Parks (1)

  • Lions Park · 198 Warren Avenue West371 m

Shopping (3)

  • Cherry Lane Shopping Centre · 2111 Main Street419 m
  • Walmart · 275 Green Avenue West676 m
  • Winners681 m

Pharmacies (1)

  • London Drugs334 m

Banks & ATMs (3)

  • TD503 m
  • Valley First Credit Union · Main Street506 m
  • Interior Savings · 251 Green Avenue West728 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$387.14
Total monthly cost$3,478.78
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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