Property Type: Condo / ApartmentOwnership: Strata

1471 St Paul Street Unit# 905

Kelowna, BC V1Y2E4

$618,800

2 bed2 bath1 parking871 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$594/mo
Annual property tax
$2,514.56

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning, Heat Pump
Fireplace
None

Exterior & Lot

View
City view, Lake view, View (panoramic)

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
3pc Ensuite bathMain level5'2'' x 9'7''
BedroomMain level8'8'' x 9'2''
KitchenMain level11'3'' x 8'7''
OtherMain level5'2'' x 5'1''
3pc BathroomMain level5'2'' x 8'4''
Primary BedroomMain level11'7'' x 12'5''
Living roomMain level12'6'' x 17'3''

Listing Information

MLS®
10372501
Listed
January 13, 2026
Time on market
On the market for 230 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan-Letnick Estates · Data source: CREA DDF.

Description

Short Term Rental Allowed! This stunning southwest-facing, 2-bedroom, 2-bathroom corner unit offers 871 sq. ft. of modern, open-concept living plus a private 99 sq. ft. patio that’s perfect for soaking in the lake views. Bright and inviting, the home features a light color palette, sleek stainless steel appliances, quartz countertops, and in-suite laundry. Situated in the vibrant Bernard District, you’ll enjoy a 98 WalkScore with City Park, the lake, top restaurants, shopping, and nightlife right at your doorstep—plus the future UBCO downtown campus just a short walk away. Pet-friendly and with no age restrictions, this home is ideal for professionals, investors, or anyone seeking an urban lifestyle. Residents enjoy premium amenities like a rooftop terrace with BBQ area, conference room, lounge, dog wash station, bike wash, and secure bike storage. One designated parking stall is included. Owner-occupied and move-in ready. Allow two dogs or two cats or one of each, no size or breed restriction on dogs. Short-term rentals are expected to be permitted provincially starting in June 2026. (id:63159)

Values & Trends

This listing

$710/sqft

Building average

No other active listings in this building

Kelowna North average

$698/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

74

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary538 m
Central School ProgramsK-12724 m
Central SecondarySecondary724 m
St Joseph Elementary School(Independent)Elementary966 m
Bankhead ElementaryElementary1.5 km
A S Matheson ElementaryElementary1.6 km
Raymer ElementaryElementary2.4 km
Kelowna SecondarySecondary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Kinton Ramen66 m
  • Soban Korean Bistro · 530 Bernard Avenue104 m
  • Bohemian Cafe & Catering Co. · 524 Bernard Avenue118 m
  • Dosa Crepe Café · 523 Bernard Avenue136 m
  • Dunn Enzies · 1559 Ellis Street202 m

Cafes (5+)

  • Blend Bites Kelowna33 m
  • Mad Mango Café · 551 Bernard Avenue104 m
  • The Nook Cafe + Bar · 567 Bernard Avenue107 m
  • Chilango · 520 Bernard Avenue129 m
  • Catelowna · 1441 Ellis Street162 m

Grocery (2)

  • Safeway · 697 Bernard Avenue219 m
  • GetintheLoop Grocery · 1353 Ellis Street349 m

Parks (5+)

  • Stuart Park459 m
  • Kerry Park524 m
  • Knowles Heritage Park591 m
  • Rowcliffe Park · 1850 Richter Street618 m
  • Martin Park764 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street358 m

Gyms (4)

  • Move & Flow · 589 Lawrence Avenue219 m
  • SPIN co · 410 Bernard Avenue241 m
  • BarreRoom · 410 Bernard Avenue243 m
  • Life Aesthetics Online Coaching · 1435 Water Street331 m

Pharmacies (3)

  • Shoppers Drug Mart · 597 Bernard Avenue133 m
  • Pharmasave · 505 Doyle Avenue218 m
  • Pharmasave438 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue95 m
  • First West Credit Union · 507 Bernard Avenue166 m
  • Scotiabank · 488 Bernard Avenue180 m
  • Unnamed281 m
  • TD · 1633 Ellis Street282 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($36,880) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$495,040.00
Periodic payment — Principal & Interest (monthly)$3,193.83
Additional monthly expenses (strata, tax, utilities, etc.)$847.79
Total monthly cost$4,041.62
Interest paid over 5-yr term$141,879.89
Balance at end of term$445,290.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,880
Stress test qualifying rate8.09%
Payment you must qualify for$4,474.76

Cash Needed at Closing

Minimum down payment$36,880
Estimated BC PTT$10,376
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,756

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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