Property Type: Detached HouseOwnership: Freehold

1475 Georgina Rd

Nanaimo, BC V9X1N9

$1,199,900

4 bed3 bath4 parking2,578 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Lot size
1.08 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,581

Interior

Heating
Heat Pump, Baseboard heaters, Wood
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Parking

Total spaces
4 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece
KitchenMain level11'9 x 13'7
BathroomSecond level3-Piece
Primary BedroomSecond level11'7 x 17'2
BathroomSecond level4-Piece
BedroomSecond level11'8 x 13'5
Laundry roomMain level9'4 x 5'2
PatioMain level14'4 x 33'9
Dining roomMain level11'9 x 8'9
PorchMain level3'8 x 6'6
Living roomMain level17'11 x 23'5
EntranceMain level12'9 x 13'7
BedroomMain level12'9 x 9'8
BedroomMain level11'9 x 13'8
StorageLower level23'8 x 12'6
Recreation roomLower level28'10 x 24'4

Listing Information

MLS®
1041325
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Beautifully renovated 4 bedroom, 3 bath home in Cedar By the Sea featuring vaulted ceilings, modern flooring, and ample natural light. Updated kitchen with quartz countertops seamlessly connects to a cozy living room with a wood fire. Main floor offers a bedroom, office (or additional bedroom), and a full bath. Upstairs, find 2 large bedrooms and 2 baths, including a luxurious primary suite with a walk-in closet, spa-like ensuite, and a sunny deck. The lower level includes a spacious rec room and plenty of storage. Enjoy energy efficiency with a heat pump and solar panels providing BC Hydro credit. All of this on a mature fenced lot with fruit trees, a greenhouse, and a kids play area. Located near Cable Bay trail, beach, boat launch, and Duke Point ferry. A grid-tied solar panel system with net metering generates surplus credit on BC Hydro bills through the summer months. Combined with the efficient heat pump and a new water heater, the year round energy costs stay low! A durable metal roof, and fresh exterior paint rounds out the package. Outside, mature trees dot the expansive fully fenced yard, and the deer-proof garden holds fruitful apple, pear, and cherry trees, berry bushes, and a greenhouse. Kids will love the play structure with swinging bridge, slide, and swings. This impressive property also features ample parking, municipal water, and a private and serene location with the Cable Bay Trail and beach, and the public boat launch within walking distance. The Duke Point ferry terminal is just minutes away for easy access to the mainland. (id:63159)

Values & Trends

This listing

$465/sqft

Building average

No other active listings in this building

Cedar average

$712/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cedar SecondarySecondary3.7 km
Cedar ElementaryElementary4.0 km
Qwam Qwum Stuwixwulh Community SchoolElementary4.1 km
Gabriola ElementaryElementary6.4 km
Chase River ElementaryElementary7.7 km
Cinnabar Valley ElementaryElementary8.3 km
Fulford Community ElementaryElementary8.6 km
North Oyster ElementaryElementary8.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Glynneath Road Community Park · 2931 Glynneath Road595 m
  • Fawcett Road Community Park · 1625 Fawcett Road762 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,920.00
Periodic payment — Principal & Interest (monthly)$6,193.08
Additional monthly expenses (strata, tax, utilities, etc.)$510.75
Total monthly cost$6,703.83
Interest paid over 5-yr term$275,115.83
Balance at end of term$863,451.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,496.37

Cash Needed at Closing

Minimum down payment$94,990
Estimated BC PTT$21,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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