Property Type: Land / LotOwnership: Freehold

148 The Whins

Cranbrook, BC V1C0B4

$174,999

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.15 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$100/mo
Annual property tax
$946.9

Maintenance Fee Includes

Management

Also included: Ground Maintenance, Reserve Fund Contributions

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, View (panoramic)

Listing Information

MLS®
10380089
Listed
March 23, 2026
Time on market
On the market for 161 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Blue Sky Realty · Data source: CREA DDF.

Description

No GST on this lot—an immediate savings and a rare opportunity in today’s market. If you’ve been thinking about building, this is your chance to secure a premium lot and take advantage of the current building season. Welcome to Lot 148 in The Whins, offering 6,665 sq ft of prime land set right in the heart of the Wildstone Golf Course community. Surrounded by executive-style homes, this property captures incredible Rocky Mountain views and a setting that’s hard to match. The lot is well suited for a larger home, with strong potential for a partial walk-out design perfect for maximizing both your living space and those views. Whether you’re drawn to golf or just want a quiet, scenic place to call home, this location delivers. Step outside, breathe in the mountain air, and enjoy the kind of privacy and lifestyle that’s getting harder to find. The Whins offers that ideal blend of upscale living and natural surroundings, all just minutes from everyday amenities. (id:63159)

Location Insights

Weather

Mainly Sunny

10°C

Mainly Sunny

Humidity 80%

Wind N 3 km/h

Today

27°

Tonight

12°

Wednesday

21°

Wednesday night

11°

Thursday

18°

Thursday night

Source: Environment and Climate Change Canada.

Population

20,499

(2021 Census)

+2.3% since 2016

Density: 641.2/km²

Dwellings: 9,058

Median household income: $80,000

After-tax: $72,500

Immigrant population: 8.7%

Top countries of origin (% of total population)

  • United Kingdom1.4% · 290
  • United States of America1% · 205
  • Philippines0.9% · 175
  • Germany0.6% · 115
  • Jamaica0.5% · 105
  • South Africa, Republic of0.4% · 90
  • Italy0.4% · 75
  • Ukraine0.3% · 55

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kootenay Christian Academy(Independent)K-122.2 km
Steeples ElementaryElementary2.6 km
Pinewood ElementaryElementary2.8 km
Kootenay Educational ServicesSecondary2.9 km
Mount Baker SecondaryElementary2.9 km
Laurie Middle SchoolMiddle3.3 km
St Mary's Catholic Independent(Independent)Elementary4.1 km
T M Roberts ElementaryElementary4.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Mission Hills Park346 m
  • Georgian Heights Mobile Home Park commuity space372 m

Nearby places data: © OpenStreetMap contributors.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($8,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$139,999.00
Periodic payment — Principal & Interest (monthly)$903.23
Additional monthly expenses (strata, tax, utilities, etc.)$178.91
Total monthly cost$1,082.13
Interest paid over 5-yr term$40,124.12
Balance at end of term$125,929.55

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$8,750
Stress test qualifying rate8.09%
Payment you must qualify for$1,278.40

Cash Needed at Closing

Minimum down payment$8,750
Estimated BC PTT$1,750
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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