Property Type: Detached HouseOwnership: Freehold

14810 PROSPECT AVENUE

White Rock, BC V4B2B1

$2,700,000

4 bed3 bath8 parking2,914 sqftBuilt 1979
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Amenities

Also listed: Laundry - In Suite, Whirlpool

Property Details

Property & Lot

Sub-type
House
Lot size
10,800 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$11,006.08 (2025)

Interior

Basement
Finished, Full, Separate entrance
Heating
Radiant heat, Forced air, Natural gas
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
8 — uncovered indicated
Features
Open

Listing Information

MLS®
R3134675
Listed
June 11, 2026
Time on market
On the market for 81 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Surrey/24) · Data source: CREA DDF.

Description

STUNNING PANORAMIC VIEWS from this this beautifully updated home. Look out at the pier, the Gulf Islands and Semiahmoo Bay and aquatic life from your living room, or enjoy the sunset from your hot tub on infinity pool. Open concept living area with vaulted ceilings and oversized patio doors. This home sits on a PRIME 88 X 135, 10,800 sq ft RARE CORNER LOT. Great lot to use as is or build your dream home. The LARGE view deck is accessible from the living room or the primary bedroom offering unobstructed views. Updates include a 12-year-old roof, all glass railing on the view deck, updated kitchen, bathrooms, fixtures, flooring, windows and more. Don't miss out on this exceptional property with endless possibilities, and all just steps away from the beach. Call now for private viewing! (id:63159)

Values & Trends

This listing

$927/sqft

Building average

No other active listings in this building

White Rock average

$784/sqft

147 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,578,300

Jul 2026

Average Sale Price

$1,713,071

Jul 2026

Monthly Sales

7

Jul 2026

Active Listings

151

Jul 2026

Sales-to-Active Ratio

5.0%

Jul 2026

Median Days to Contract

11 days

Jul 2026

MLS® HPI Benchmark Price

$2,030,000
$1,578,300
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

17°C

Humidity 80%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

5/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
White Rock ElementaryElementary878 m
St John Paul II Academy(Independent)Secondary888 m
H T Thrift ElementaryElementary1.0 km
Semiahmoo SecondaryElementary1.2 km
Bayridge ElementaryElementary1.6 km
Newbridge Academy(Independent)Elementary1.6 km
Jessie Lee ElementaryElementary2.1 km
Earl Marriott SecondaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Buena Vista Ave @ Oxford St80 m
Westbound Marine Dr @ Oxford St154 m
Eastbound Marine Dr @ Oxford St163 m
Westbound Buena Vista Ave @ Beach View Ave226 m
Eastbound Marine Dr @ Elm St266 m

Nearby Places

Restaurants (5+)

  • West Beach Bar & Grill · 110 Elm Street218 m
  • Cosmos Greek Restaurant · 14871 Marine Drive253 m
  • Spicy Pier · 14945 Marine Drive387 m
  • Sushi Iwa · 14959 Marine Drive416 m
  • India Chaat House & Restaurant · 14981 Marine Drive459 m

Cafes (5+)

  • Zen Tea House · 14807 Marine Drive158 m
  • Whitby's Coffee House · 14829 Marine Drive182 m
  • Sea Side Coffee · 14849 Marine Drive202 m
  • The Wafflers · 14909 Marine Drive323 m
  • The White Coffee & Ice Cream · 14909 Marine Drive341 m

Parks (5+)

  • Hughes Park148 m
  • Vidal Street Greenbelt271 m
  • Unnamed371 m
  • Bay Street Greenbelt444 m
  • White Rock Park466 m

Gyms (2)

  • West Beach Pilates Studio · 14899 Marine Drive300 m
  • The Beach Club · 15047 Marine Drive579 m

Banks & ATMs (1)

  • Unnamed171 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($540,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,160,000.00
Periodic payment — Principal & Interest (monthly)$13,935.59
Additional monthly expenses (strata, tax, utilities, etc.)$1,063.17
Total monthly cost$14,998.76
Interest paid over 5-yr term$619,062.21
Balance at end of term$1,942,926.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$540,000
Stress test qualifying rate8.09%
Payment you must qualify for$16,609.64

Cash Needed at Closing

Minimum down payment$540,000
Estimated BC PTT$59,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$600,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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