Property Type: Detached HouseOwnership: Freehold

15 Pilot St

Victoria, BC V8V2A5

$1,689,000

5 bed3 bath2,043 sqft
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Property Details

Property & Lot

Sub-type
House
Lot size
4,944 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,340.54

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Features
Street

Room Dimensions

RoomLevelDimensions
BathroomSecond level4-Piece
PatioMain level
Primary BedroomSecond level
BedroomSecond level
BedroomSecond level
BathroomMain level3-Piece
BedroomMain level
BedroomMain level
BathroomMain level3-Piece
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1047383
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Great location with beautiful water views in one of Victoria’s most desirable neighbourhoods—James Bay. Situated on a quiet street just a Stone Throw away from Beach Access, Dallas Road Cycling & Walking paths and the popular Ogden Point Breakwater, this inviting home offers an exceptional coastal lifestyle. The main level features a spacious living room with lovely water views, a generous dining room with a gas fireplace heater, a recently updated kitchen, two spacious bedrooms and two full bathrooms. Upstairs, you’ll find the spacious primary bedroom with Sitting area looking out to scenic water views, two additional well-sized bedrooms and a third full bathroom. Hardwood flooring adds warmth and character throughout. The large fully fenced backyard provides plenty of space for The Kids, and entertaining. R2 zoning offers a variety of future possibilities. Close to James Bay Village, shops, restaurants, parks, waterfront pathways and downtown Victoria. (id:63159)

Values & Trends

This listing

$827/sqft

Building average

No other active listings in this building

James Bay average

$683/sqft

6 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
James Bay CommunityElementary287 m
South Park Family SchoolElementary1.2 km
Pacific School of Innovation and Inquiry(Independent)Secondary1.5 km
Christ Church Cathedral School(Independent)Elementary/Middle1.9 km
Ecole Macaulay ElementaryElementary2.2 km
Victoria West ElementaryElementary2.2 km
BeausoleilElementary2.3 km
Victor-BrodeurK-122.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Breakwater Bistro & Bar · 199 Dallas Road170 m
  • Heron Rock Bistro504 m
  • The Coriander Indian · 230 Menzies Street619 m
  • Real Thai Restaurant · 211 Menzies Street664 m
  • Levantine688 m

Cafes (3)

  • James Bay Coffee House · 425 Simcoe Street555 m
  • Piggy & Paisley · 143 Menzies Street618 m
  • Discovery Coffee · 277 Menzies Street734 m

Grocery (2)

  • Thrifty Foods James Bay · 475 Simcoe Street558 m
  • Red Barn Market · 325 Menzies Street759 m

Parks (5+)

  • Macdonald Park · 212 Niagara Street281 m
  • Ernest Todd Playground · 111 Montreal Street289 m
  • Todd Park · 100 Montreal Street311 m
  • Lewis Park · 32 Lewis Street404 m
  • Irving Park654 m

Pharmacies (1)

  • James Bay Pharmasave · 230 Menzies Street606 m

Banks & ATMs (1)

  • Unnamed · 475 Simcoe Street562 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($337,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,351,200.00
Periodic payment — Principal & Interest (monthly)$8,717.48
Additional monthly expenses (strata, tax, utilities, etc.)$713.71
Total monthly cost$9,431.20
Interest paid over 5-yr term$387,257.80
Balance at end of term$1,215,408.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$337,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,390.26

Cash Needed at Closing

Minimum down payment$337,800
Estimated BC PTT$31,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$371,080

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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