Property Type: Mobile / ManufacturedOwnership: Freehold

1538 Creighton Valley Road

Lumby, BC V0E2G1

$849,000

4 bed3 bath14 parking1,569 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
Manufactured Home
Stories
1
Lot size
154.5 acres

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Freehold
Annual property tax
$3,833

Interior

Heating
Stove, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal, Unknown
Flooring
Laminate, Vinyl

Exterior & Lot

Exterior features
Wood siding, Aluminum
View
Mountain view, View (panoramic)

Building

Foundation
None
Roof
Metal, Unknown

Parking

Total spaces
14 — uncovered indicated
Features
See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
Living roomSecond level15' x 18'
KitchenSecond level19'6'' x 8'2''
BedroomSecond level11'5'' x 9'0''
4pc BathroomSecond level8'3'' x 13'9''
OtherBasement24'6'' x 13'6''
Laundry roomMain level12'1'' x 15'4''
3pc BathroomMain level15'5'' x 7'9''
3pc Ensuite bathMain level9'0'' x 3'7''
Primary BedroomMain level13'5'' x 11'3''
BedroomMain level10'6'' x 11'3''
BedroomMain level7'9'' x 8'3''
Living roomMain level15'4'' x 23'3''
Dining roomMain level11'4'' x 10'5''
KitchenMain level11'4'' x 13'7''

Listing Information

MLS®
10383878
Listed
April 17, 2026
Time on market
On the market for 136 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Experience Tranquil Country Living in Creighton Valley Discover a rare opportunity to own acres of peaceful, treed hillside and farmland surrounded by natural beauty. This serene property offers a perfect mix of level land with four homes, numerous outbuildings, and plenty of space for livestock—all just 15 minutes from the vibrant community of Lumby and Vernon is near by. Adventure Awaits Step outside your door to explore private lakes, scenic trails, logging roads, and clear mountain streams. Whether you love snowmobiling, snowshoeing, horseback riding, or exploring by ATV, this is your year-round outdoor playground. Each of the four dwelling units is heated with abundant wood from the property, ensuring cozy winters. Revenue potential includes home rental, a gravel pit lease and road access royalties. A great place for an extended family, a home business, quiet lifestyle and to raise children. Delicious & Plentiful Fresh water is gravity-fed& throughout the property, including multiple standpipes for easy livestock watering. The land is cross-fenced and features multiple outbuildings—ready for your animals, equipment, or future projects. Imagine the possibilities: dog kennels, campsites, RV storage, firewood sales, horse boarding, and more. Raise a family, share adventures and enjoy nature to the fullest. There’s room to grow and space for your dreams. Experience the peace, privacy, and endless potential that Beautiful Creighton Valley has to offer. (id:63159)

Values & Trends

This listing

$541/sqft

Building average

No other active listings in this building

Creighton Valley average

No comparable active listings

Parking: 14 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cherryville ElementaryElementary12.0 km
Crossroads Learning CentreSecondary14.3 km
Charles Bloom SecondaryK-1214.4 km
J W Inglis ElementaryElementary14.7 km
Okanagan Waldorf School(Independent)Elementary18.3 km
Lavington ElementaryElementary23.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,200.00
Periodic payment — Principal & Interest (monthly)$4,381.97
Additional monthly expenses (strata, tax, utilities, etc.)$397.42
Total monthly cost$4,779.38
Interest paid over 5-yr term$194,660.67
Balance at end of term$610,942.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,067.90

Cash Needed at Closing

Minimum down payment$59,900
Estimated BC PTT$14,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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