Property Type: Detached HouseOwnership: Freehold

15645 PACIFIC AVENUE

White Rock, BC V4B1S1

$1,699,000

4 bed3 bath4 parking2,438 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Lot size
6,000 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,499.15 (2025)

Interior

Basement
None, Unknown
Heating
Forced air, Natural gas
Fireplace
Yes (3)

Exterior & Lot

View
Ocean view, View of water

Parking

Total spaces
4 — uncovered indicated
Features
Open

Listing Information

MLS®
R3132226
Listed
June 4, 2026
Time on market
On the market for 88 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Selmak Realty Limited · Data source: CREA DDF.

Description

Stunning ocean view residence in amazing White Rock! This custom-built home captures exceptional natural light through oversized windows and thoughtfully designed with main-level living on the upper floor, which features hardwood floors, an open kitchen and living area, and covered balconies perfect for relaxing or entertaining against a coastal backdrop. The lower level offers a bright 2-bedrooms suite with a full kitchen, gas fireplace, and its own ocean views - ideal for extended family or a mortgage helper. Just minutes from the beach, promenade, restaurants, and shops, offers the best of White Rock living whether downsizing or investing, this flexible layout delivers comfort, income potential, and an unbeatable location. Well-priced and quick possession available. Don't miss this one! (id:63159)

Values & Trends

This listing

$697/sqft

Building average

No other active listings in this building

White Rock average

$786/sqft

147 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,578,300

Jul 2026

Average Sale Price

$1,713,071

Jul 2026

Monthly Sales

7

Jul 2026

Active Listings

151

Jul 2026

Sales-to-Active Ratio

5.0%

Jul 2026

Median Days to Contract

11 days

Jul 2026

MLS® HPI Benchmark Price

$2,030,000
$1,578,300
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

17°C

Humidity 80%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

3/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peace Arch ElementaryElementary750 m
St John Paul II Academy(Independent)Secondary848 m
White Rock ElementaryElementary927 m
Earl Marriott SecondaryElementary1.2 km
South Meridian ElementaryElementary1.3 km
Newbridge Academy(Independent)Elementary2.1 km
Jessie Lee ElementaryElementary2.2 km
H T Thrift ElementaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Columbia Ave @ Maple St227 m
Eastbound Columbia Ave @ Maple St238 m
Westbound Columbia Ave @ 15500 Block322 m
Eastbound Buena Vista Ave @ Maple St367 m
Westbound Buena Vista Ave @ Lee St388 m

Nearby Places

Restaurants (5+)

  • Montgomery's Cottage Lunch · 15539 Marine Drive419 m
  • Bandra Cafe · 15519 Marine Drive427 m
  • Zapoteca Mexican Grill & Seafood · 15495 Marine Drive445 m
  • Coney Island Fish and Chips · 15487 Marine Drive449 m
  • La Baia Ristorante Italiano · 15791 Marine Drive507 m

Cafes (3)

  • Finlay's East Beach Café · 15611 Marine Drive422 m
  • Leieve Tea · 15581 Marine Drive423 m
  • Verandah Cafe by the Beach540 m

Parks (5+)

  • Unnamed145 m
  • Emerson Park264 m
  • Davey Park266 m
  • Unnamed305 m
  • Unnamed337 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,200.00
Periodic payment — Principal & Interest (monthly)$8,769.10
Additional monthly expenses (strata, tax, utilities, etc.)$913.60
Total monthly cost$9,682.69
Interest paid over 5-yr term$389,550.63
Balance at end of term$1,222,604.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,451.77

Cash Needed at Closing

Minimum down payment$339,800
Estimated BC PTT$31,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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