Property Type: Detached HouseOwnership: Freehold

15865 3A Highway

Crawford Bay, BC V0B1E0

$649,000

3 bed2 bath2 parking1,678 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,853.87

Interior

Heating
Radiant heat, Stove, Wood
Fireplace
Yes (1)
Fireplace type
Free Standing Metal

Exterior & Lot

Exterior features
Other
View
Lake view, Mountain view

Building

Roof
Metal, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Detached Garage, Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation7'8'' x 6'1''
BedroomAdditional Accommodation11'7'' x 15'4''
Primary BedroomAdditional Accommodation10'11'' x 16'4''
Dining roomAdditional Accommodation4'9'' x 8'7''
Living roomAdditional Accommodation18'10'' x 11'7''
KitchenAdditional Accommodation14'11'' x 10'5''
3pc BathroomMain level5'4'' x 8'5''
Primary BedroomMain level11'6'' x 10'10''
Living roomMain level23'9'' x 13'11''
KitchenMain level12'6'' x 9'1''

Listing Information

MLS®
10391716
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Discover the perfect blend of craftsmanship, comfort, and outdoor living in this stunning custom built timber frame home featuring two separate suites and exceptional lake access lifestyle amenities. The upper suite offers bright, spacious living with a large kitchen showcasing custom cabinetry, granite countertops, and ample space for entertaining. The open concept main floor creates a warm and inviting atmosphere, highlighted by a large primary bedroom with great closet storage space. Designed for seamless indoor-outdoor living, both the dining area and primary bedroom open onto a covered deck that flows into a fully enclosed outdoor living space complete with an outdoor kitchen. Enjoy this versatile area year-round while taking in the spectacular views. The main floor suite leads to an attached garage with versatile usage. The lower level features a bright and functional two bedroom suite with its own laundry and private entrance leading to a covered patio, making it ideal for extended family, guests, or rental income potential. Outside, you'll find abundant parking with a large covered carport, as well as a detached shop with an overhead door for hobbies, storage, or workspace. Garden enthusiasts will appreciate the established garden areas and greenhouse. Adding to the property's unique appeal, the backyard borders regional land with direct access to trails and easy Kootenay Lake access. Enjoy use of a private sandy beach and trails, all just a short walk from your back door. This exceptional property offers privacy, recreation, and income potential in a truly remarkable setting! (id:63159)

Values & Trends

This listing

$387/sqft

Building average

No other active listings in this building

Crawford Bay / Riondel average

$353/sqft

20 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-121.8 km
Redfish Elementary SchoolElementary18.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($39,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,200.00
Periodic payment — Principal & Interest (monthly)$3,349.70
Additional monthly expenses (strata, tax, utilities, etc.)$238.49
Total monthly cost$3,588.19
Interest paid over 5-yr term$148,804.21
Balance at end of term$467,022.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,683.77

Cash Needed at Closing

Minimum down payment$39,900
Estimated BC PTT$10,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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