1591 Cowichan Bay Rd
Cowichan Bay, BC V0R1N1
$999,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 11,624 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,850
Interior
- Heating
- Heat Pump
- Cooling / A/C
- Air Conditioned
- Fireplace
- None
Exterior & Lot
- View
- Mountain view, Ocean view
Parking
- Total spaces
- 6
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | 2-Piece |
| Laundry room | Main level | 7'6 x 5'6 |
| Entrance | Main level | 5'10 x 6'3 |
| Kitchen | Main level | 11'10 x 12'4 |
| Living room/Dining room | Main level | 12'10 x 11'10 |
| Bedroom | Main level | 6'7 x 12'0 |
| Primary Bedroom | Main level | 11'7 x 12'0 |
| Bathroom | Main level | 4-Piece |
Listing Information
- MLS®
- 1040549
- Listed
- June 16, 2026
- Time on market
- On the market for 76 days
- Data last synced
- August 28, 2026
Listing provided by: Sotheby's International Realty Canada (Vic2) · Data source: CREA DDF.
Description
Unique opportunity featuring a fully completed accessory home and a main residence ready for completion. The accessory home has an occupancy permit, full new home warranty, handicap-accessible design, and an automatic standby generator that powers the entire property. It also offers a fully plumbed rooftop terrace and premium finishes throughout. For the main home, the foundation, drainage, and water service are complete, backfilled, fully inspected, and engineer approved. Professional CVRD rainwater mitigation has been installed and signed off for both homes. Plans for the main residence include a rooftop terrace with beautiful water views. The new owner can complete the build to their own specifications while living in the finished accessory home or generating rental income from it. (id:63159)
Values & Trends
This listing
$1,036/sqft
Building average
—
No other active listings in this building
Cowichan Bay average
$536/sqft
17 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
13°C
—
Humidity 92%
Wind SSW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Bench Elementary | Elementary | 530 m |
| Sunrise Waldorf School(Independent) | Elementary/Middle | 3.0 km |
| Ecole Cobble Hill Elementary | Elementary | 4.9 km |
| Evergreen Independent School(Independent) | Elementary | 5.3 km |
| Noorunissa Montessori Academy of Canada(Independent) | Elementary | 6.4 km |
| Queen of Angels School(Independent) | Elementary/Middle | 7.0 km |
| Maple Bay Elementary | Elementary | 7.4 km |
| Des Cascades | Elementary | 7.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (5+)
- Kingscote Heritage Trail239 m
- Longwood Ravine Park244 m
- Longwood Road Park261 m
- Waldy Road Park462 m
- Kennedy Lane Pathway736 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.