Property Type: Detached HouseOwnership: Freehold

1600 Loon Lake Road

Cache Creek, BC V0K1H0

$549,900

1 bed2.5 bath1 parking1,260 sqftBuilt 2007
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
28.38 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,757

Interior

Heating
Forced air, See remarks
Fireplace
Yes (1)
Fireplace type
Roughed in
Flooring
Wood, Mixed Flooring

Exterior & Lot

Exterior features
Other
View
Mountain view, River view, Valley view
Waterfront
Waterfront on creek

Building

Roof
Metal, Unknown

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Partial bathroomMain level
Full ensuite bathroomMain level
FoyerMain level8' x 7'10''
LoftSecond level7'2'' x 17'3''
Laundry roomMain level6' x 4'
Primary BedroomMain level14' x 15'
Dining roomMain level8'6'' x 15'
Living roomMain level16' x 13'
KitchenMain level16' x 14'

Listing Information

MLS®
10376494
Listed
February 19, 2026
Time on market
On the market for 193 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty · Data source: CREA DDF.

Description

Located just minutes from beautiful loon Lake this exceptional 28 acre property offers the perfect blend of privacy, recreation and hobby farm potential all bordering Crown land. You’ll enjoy direct access to endless outdoor adventure right outside your door. The land itself is a rare find offering open pasture areas, private mountainside trails plus your own trout filled creek meandering through it. A 24‘ x 31‘ workshop with concrete floor provides excellent space for hobbies, storage or toys and equipment. The spacious rancher style with full basement is ready for your ideas on finishing. The home is well on its way to complete, with the upper 2 levels 75% done offering 2 bedrooms, 2 baths, and stylish vaulted great room off the kitchen. The unfinished basement provides a blank canvas to customize additional living space to suit your needs. Recent upgrades, include a brand, new furnace, water softener and built-in vacuum system. Whether you’re looking for a hobby farm recreational retreat or a country home to finish and make your own this property offers outstanding potential in an unbeatable value. Assessed at $883,000. (id:63159)

Values & Trends

This listing

$436/sqft

Building average

No other active listings in this building

Loon Lake average

$414/sqft

2 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

21°C

Humidity 44%

Wind SSW 4 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

969

(2021 Census)

+0.6% since 2016

Density: 93.2/km²

Dwellings: 522

Median household income: $55,200

After-tax: $52,000

Immigrant population: 12.3%

Top countries of origin (% of total population)

  • United States of America3.6% · 35
  • Philippines2.6% · 25
  • Netherlands1.5% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
David Stoddart SchoolK-1213.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Gold Trail (SD74)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (strata, tax, utilities, etc.)$292.75
Total monthly cost$3,130.96
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,997.93

Cash Needed at Closing

Minimum down payment$29,990
Estimated BC PTT$8,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information