Property Type: Detached HouseOwnership: Freehold

161 KIPLING Avenue

Kitchener, BC N2C2B8

$819,999

6 bed2 bath6 parking1,953 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
55 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,740

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Dryer

Exterior & Lot

Exterior features
Brick

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
BedroomBasement8'6'' x 11'6''
BedroomBasement8'8'' x 11'6''
BedroomBasement9'1'' x 11'7''
Living roomBasement15'9'' x 10'9''
KitchenBasement19'10'' x 10'9''
4pc BathroomMain level4'11'' x 8'4''
BedroomMain level10'3'' x 8'4''
BedroomMain level9'1'' x 11'9''
Primary BedroomMain level12'4'' x 11'9''
Living roomMain level17'10'' x 11'2''
KitchenMain level12'7'' x 11'2''

Listing Information

MLS®
40853968
Listed
August 6, 2026
Time on market
On the market for 39 days
Data last synced
September 15, 2026

Listing provided by: HOMELIFE MIRACLE REALTY LTD · Data source: CREA DDF.

Description

Exceptional opportunity to own a beautifully renovated corner-lot home on a premium oversized lot in a highly sought-after neighbour hood! This move-in-ready home features 3 spacious bedrooms and a full bathrooms on the main level, plus a fully finished basement with 3 additional bedrooms, a second kitchen, full Bathroom and two separate entrances-offering excellent additional income source. Enjoy an extra-wide concrete driveway with ample parking, quality upgrades throughout, and pride of ownership at every turn. Conveniently located close to schools, parks, shopping, GRT transit, and just minutes to Highway 401. An exceptional opportunity for families seeking space and flexibility or buyers looking for future potential. Don't miss this rare offering! (id:63159)

Values & Trends

This listing

$420/sqft

Building average

No other active listings in this building

327 - Fairview/Kingsdale average

$458/sqft

13 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$655,999.00
Periodic payment — Principal & Interest (monthly)$4,232.28
Additional monthly expenses (strata, tax, utilities, etc.)$409.67
Total monthly cost$4,641.95
Interest paid over 5-yr term$188,011.20
Balance at end of term$590,073.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,867.20

Cash Needed at Closing

Minimum down payment$57,000
Estimated BC PTT$14,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$72,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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