Property Type: Condo / ApartmentOwnership: Freehold / Strata

16102 3A Highway

Crawford Bay, BC V0B1E0

$949,000

3 bed4 full, 2 half bath6 parking3,393 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
Apartment
Stories
2
Lot size
2.04 acres

Ownership & Fees

Property type
Condo / Apartment
Ownership
Freehold / Strata
Annual property tax
$2,828.93

Interior

Heating
Heat Pump, Baseboard heaters, Electric, See remarks
Fireplace
None

Exterior & Lot

Exterior features
Wood siding
Waterfront
Waterfront on creek

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — uncovered indicated
Features
RV, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomSecond level11'10'' x 10'2''
Full bathroomSecond level
Living roomSecond level11'4'' x 12'9''
KitchenSecond level15'10'' x 18'2''
BedroomSecond level12'5'' x 8'11''
Full bathroomSecond level
Primary BedroomSecond level12'2'' x 10'10''
Dining roomSecond level10'1'' x 7'0''
Living roomSecond level12'6'' x 11'6''
KitchenSecond level15'2'' x 17'10''
Partial bathroomSecondary Dwelling Unit
Partial bathroomMain level
Partial bathroomMain level
Laundry roomMain level10'5'' x 14'7''
KitchenMain level29'0'' x 19'0''
Family roomMain level31'3'' x 26'7''

Listing Information

MLS®
10372830
Listed
January 16, 2026
Time on market
On the market for 227 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to a rare and versatile property in the heart of Crawford Bay, perfectly suited for multi-generational family living. Set on 2 scenic acres with creek frontage and mountain views, this thoughtfully updated and fully renovated building offers privacy, flexibility, and room to grow - ideal for families who want to live together while maintaining independence, with the added benefit of income potential. The property features two fully furnished, modern apartments, both recently renovated, providing excellent separation for extended family, or long-term guests. These spaces also offer flexibility for long-term or vacation rentals. The entire building has undergone extensive upgrades, including a complete renovation of the commercial kitchen, enhancing its potential for home-based business use, catering, or hospitality ventures. The main level offers a welcoming, adaptable space that could serve as a shared family gathering area, studio, workshop, home office, or retail/business space—perfect for a true work/live lifestyle. Significant infrastructure improvements include a newly installed water treatment system with UV and filtration, two new hot water tanks, a new roof, and a high-efficiency heat pump system with air conditioning, ensuring year-round comfort, efficiency, and peace of mind. Outdoors, enjoy ample parking, open green space, creekside tranquility, and two sunny patios- perfect for family gatherings, outdoor dining, gardening, or a small-scale hobby farm or homestead. All of this is just a short walk to Crawford Bay’s shops, restaurants, artisan studios, local market, beach, and marina! Whether you’re bringing generations together, building a family homestead, or seeking a flexible work/live property with income potential, this exceptional Crawford Bay property delivers lifestyle, comfort, and long-term value. Note: This property can be purchased individually or in conjunction with the neighbouring property (MLS® #10385451 & 10385456) (id:63159)

Values & Trends

This listing

$280/sqft

Building average

No other active listings in this building

Crawford Bay / Riondel average

$364/sqft

3 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-12315 m
Redfish Elementary SchoolElementary17.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Maxx & Nambi's Diner181 m

Cafes (1)

  • Black Salt Cafe105 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$405.74
Total monthly cost$5,303.84
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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