Property Type: TownhouseOwnership: Freehold

1611 PHILLIPS Street

Merritt, BC V1K0B8

$469,000

3 bed3.5 bath1 parking1,455 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2
Lot size
0.07 acres

Ownership & Fees

Property type
Townhouse
Ownership
Freehold
Annual property tax
$3,759

Interior

Basement
Crawl space
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level9'11'' x 10'6''
BedroomSecond level10'9'' x 9'2''
BedroomSecond level12'9'' x 9'2''
Dining roomMain level11'6'' x 10'0''
Laundry roomMain level4'5'' x 5'8''
Living roomMain level20'5'' x 12'11''
KitchenMain level11'6'' x 10'0''
FoyerMain level3'9'' x 9'3''
4pc Ensuite bathSecond level
4pc BathroomSecond level
2pc BathroomMain level

Listing Information

MLS®
10373849
Listed
January 26, 2026
Time on market
On the market for 217 days
Data last synced
August 28, 2026

Listing provided by: REMAX Legacy · Data source: CREA DDF.

Description

Beautiful 2020-built 3-bedroom, 3-bathroom home located in a desirable neighborhood. The main entry opens into a bright open-concept living and kitchen area, complemented by a convenient main-floor laundry room and 2-piece powder room. Upstairs features a spacious primary bedroom with a 4-piece ensuite and walk through closet, along with two additional bedrooms and another 4-piece bathroom. This home also offers a single-car garage and a fully fenced backyard. Call today to book your private viewing. (id:63159)

Values & Trends

This listing

$322/sqft

Building average

No other active listings in this building

Merritt average

$204/sqft

6 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

12°C

Humidity 76%

Wind NE 6 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nicola Canford ElementaryElementary309 m
Diamond Vale ElementaryElementary589 m
Kengard Alternate SchoolSecondary1.2 km
Merritt Central ElementaryElementary1.8 km
Merritt Bench ElementaryElementary2.1 km
Merritt SecondaryElementary2.1 km
Collettville ElementaryElementary2.8 km
Lower Nicola Band School(Independent)Elementary8.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Chloe's Diner · 2701 Nicola Avenue638 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$375,200.00
Periodic payment — Principal & Interest (monthly)$2,420.66
Additional monthly expenses (strata, tax, utilities, etc.)$386.25
Total monthly cost$2,806.91
Interest paid over 5-yr term$107,533.40
Balance at end of term$337,493.61

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,450
Stress test qualifying rate8.09%
Payment you must qualify for$3,426.12

Cash Needed at Closing

Minimum down payment$23,450
Estimated BC PTT$7,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,330

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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