Property Type: Detached HouseOwnership: Freehold

1626 Coldwater Avenue

Merritt, BC V1K1B8

$499,000

4 bed2 bath2,106 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,924

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
4pc BathroomMain level
StorageBasement12'3'' x 5'10''
Laundry roomBasement12'8'' x 12'1''
Recreation roomBasement21'6'' x 19'6''
BedroomBasement12'4'' x 9'10''
BedroomMain level11'11'' x 8'11''
BedroomMain level11'11'' x 8'11''
Primary BedroomMain level10'6'' x 12'10''
Living roomMain level11'1'' x 17'3''
KitchenMain level13'5'' x 13'11''

Listing Information

MLS®
10389657
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: REMAX Legacy · Data source: CREA DDF.

Description

Welcome to this lovely 4 bedroom 2 bathroom family home, truly move-in ready and waiting for you to enjoy. This turnkey property features numerous updates throughout, offering both comfort and peace of mind from day one. The inviting main living areas provide a warm and functional layout, ideal for everyday living and family gatherings. Step outside to a spacious backyard designed for both relaxation and entertaining. The beautiful deck is perfect for summer barbecues, morning coffee, or enjoying the outdoors, while the large yard offers plenty of room for kids, pets, or gardening. A detached shop/shed adds excellent versatility for storage, hobbies, or a workspace, and the generous rear parking provides added convenience for multiple vehicles, trailers, or guests. The basement offers abundant space and endless potential, allowing you to create additional living areas, a home gym, office, or recreation space tailored to your needs. With its combination of thoughtful updates, functional spaces, and outdoor features, this home is ready to be enjoyed while still offering room to make it your own. (id:63159)

Values & Trends

This listing

$237/sqft

Building average

No other active listings in this building

Merritt average

$361/sqft

91 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 59%

Wind NE 5 km/h

Tonight

Tuesday

25°

Tuesday night

12°

Wednesday

21°

Wednesday night

Thursday

16°

Source: Environment and Climate Change Canada.

Population

7,051

(2021 Census)

-1.2% since 2016

Density: 270.8/km²

Dwellings: 3,149

Median household income: $70,000

After-tax: $64,000

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • India2.3% · 160
  • United States of America1% · 70
  • United Kingdom0.9% · 65
  • Philippines0.8% · 55
  • Korea, South0.5% · 35
  • Italy0.4% · 25
  • Netherlands0.4% · 25
  • South Africa, Republic of0.3% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Merritt SecondaryElementary279 m
Merritt Central ElementaryElementary564 m
Collettville ElementaryElementary966 m
Kengard Alternate SchoolSecondary1.3 km
Diamond Vale ElementaryElementary1.8 km
Merritt Bench ElementaryElementary1.9 km
Nicola Canford ElementaryElementary2.2 km
Lower Nicola Band School(Independent)Elementary5.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Superior Pizza · 2052 Quilchena Avenue608 m
  • Canada Cafe · 2055 Quilchena Avenue628 m
  • Grand Pub & Grill Ltd · 2099 Garcia Street743 m
  • Mongos Mongolian Grill · 103-2102 Nicola Avenue763 m
  • Mughai Gardens · 2350 Voght Street775 m

Cafes (3)

  • Coldwater Cafe · 1901 Voght Street539 m
  • Kekuli Cafe Indigenous Cuisine · 2051 Voght Street583 m
  • Valley Graze Box · 2114 Nicola Avenue780 m

Parks (5+)

  • Fairley Park · 1788 Quilchena Avenue148 m
  • Voght Park · 1500 Canford Avenue315 m
  • Centennial Park · 1350 Government Avenue558 m
  • Spirit Square · 2026-2058 Granite Avenue594 m
  • Baillie House702 m

Shopping (1)

  • FIELDS Merritt · 2058 Quilchena Avenue627 m

Gyms (3)

  • Planet Fitness407 m
  • Beyond Fitness Ladies · 2076B Granite Avenue683 m
  • Akasa Yoga Studio · 101-2102 Nicola Avenue770 m

Pharmacies (2)

  • Black's Pharmacy · 2037 Quilchena Avenue608 m
  • Pharmasave · 1800 Garcia Street740 m

Banks & ATMs (3)

  • Interior Savings Credit Union · 1959 Voght Street541 m
  • CIBC · 2002 Quilchena Avenue560 m
  • RBC Royal Bank · 2090 Quilchena Avenue684 m

Nearby places data: © OpenStreetMap contributors.

School district: Nicola-Similkameen (SD58)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$432.00
Total monthly cost$3,007.50
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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