Property Type: Detached HouseOwnership: Freehold

163 Golden Oaks Cres

Nanaimo, BC V9T0K8

$1,299,000

7 bed4 bath4 parking3,563 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Lot size
6,498 square feet
Zoning
Residential

R10

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,181

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
BedroomLower level11'2 x 12'0
BedroomLower level12'2 x 12'8
KitchenLower level8'6 x 10'0
Living roomLower level14'0 x 18'0
Family roomLower level10'12 x 25'8
BathroomLower level4-Piece
BedroomLower level11'6 x 11'0
BedroomLower level11'6 x 11'0
Laundry roomMain level8'0 x 6'0
BathroomMain level4-Piece
BedroomMain level11'0 x 10'0
BedroomMain level10'8 x 11'6
EnsuiteMain level5-Piece
Primary BedroomMain level14'0 x 14'8
KitchenMain level13'0 x 10'0
Dining roomMain level11'0 x 12'0
Living roomMain level20'2 x 18'2

Listing Information

MLS®
1031956
Listed
April 14, 2026
Time on market
On the market for 139 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Nan) · Data source: CREA DDF.

Description

Welcome to 163 Golden Oaks Cres, a beautifully designed 3,563 sq. ft. level-entry walk-out home in sought-after Hammond Bay. Offering 7 bedrooms and 4 bathrooms, this thoughtfully planned residence includes 5 bedrooms and 3 bathrooms for the main home, plus a bright and private 2-bedroom suite with its own entrance, laundry, and separate hydro meter. The main level features an open-concept layout with 9-foot ceilings, engineered hardwood floors, a gas fireplace, spacious dining area, and a sunny south-facing deck with mountain views. The chef-inspired kitchen showcases quartz countertops, an oversized island, over-height cabinetry with crown moulding, farmhouse sink, tile backsplash, and soft-close drawers and cabinets. The generous primary suite offers a walk-in closet, elegant ensuite, and direct deck access. Downstairs provides additional bedrooms, a large family/recreation space, and excellent flexibility for extended family or rental income. Landscaped and fenced, close to parks and beaches. This new home comes with 2-5-10 warranty, and GST is applicable. (id:63159)

Values & Trends

This listing

$365/sqft

Building average

No other active listings in this building

Hammond Bay average

$449/sqft

27 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hammond Bay ElementaryElementary1.6 km
Departure Bay ElementaryElementary1.9 km
Rock City ElementaryElementary2.9 km
Frank J. Ney ElementaryElementary3.0 km
Cilaire ElementaryElementary3.1 km
Wellington SecondarySecondary3.4 km
OceaneElementary3.5 km
Discover Montessori School(Independent)Elementary/Middle4.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Glen Oaks Park 1 · 3655 Glen Oaks Drive356 m
  • Cottle Creek Park · 605 Nottingham Drive368 m
  • McKinnon Place Park · 153 McKinnon Place468 m
  • Nottingham Park 3515 m
  • Wandl Park · 3760 Glen Oaks Drive516 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,200.00
Periodic payment — Principal & Interest (monthly)$6,704.57
Additional monthly expenses (strata, tax, utilities, etc.)$859.75
Total monthly cost$7,564.32
Interest paid over 5-yr term$297,837.71
Balance at end of term$934,763.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,182.21

Cash Needed at Closing

Minimum down payment$104,900
Estimated BC PTT$23,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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