Property Type: Condo / ApartmentOwnership: Strata

16321 Woolgar Road Unit# 2 Lot# BB2

Crawford Bay, BC V0B1E0

$425,000

1 bed1 bath773 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Stories
1.5

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$570/mo
Annual property tax
$0

Maintenance Fee Includes

GarbageManagement

Also included: Ground Maintenance, Other, See Remarks, Sewer

Interior

Heating
Heat Pump
Cooling / A/C
Heat Pump
Fireplace
None

Exterior & Lot

Exterior features
Other

Building

Roof
Metal, Unknown

Parking

Features
Additional Parking

Room Dimensions

RoomLevelDimensions
Great roomMain level12'10'' x 10'0''
LoftSecond level13'11'' x 13'10''
FoyerMain level6'6'' x 9'1''
Full bathroomMain level5'0'' x 9'1''
Primary BedroomMain level10'3'' x 8'3''
KitchenMain level12'10'' x 10'0''

Listing Information

MLS®
10369174
Listed
November 14, 2025
Time on market
On the market for 290 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

This charming 1 bedroom, 1 bathroom cottage offers a warm and welcoming retreat with comfortable main level living and a versatile loft that can serve as a guest room, home office, or creative studio. Settle in, breathe in the quiet, and enjoy moments that feel unrushed and genuine. Relax on the peaceful covered front deck and take in the tranquil setting—perfect for your morning coffee or evenings with friends. Located just steps from the first tee box and minutes from Crawford Bay’s local market, gas station, restaurants, and artisan shops, this property combines comfort, convenience, and connection to nature. Surrounded by the natural beauty of the Kootenays, Kokanee Springs Resort is where your ideal escape becomes reality- fill your days with outdoor adventure at your own pace. Resort amenities include the renowned Kokanee Springs Golf Course, a cedar barrel sauna, disc golf, and Refresh Kitchen & Bar, all right on site. From scenic trails and pristine beaches to time well spent with friends on the fairway, this isn’t just a vacation—it’s a lifestyle you’ll look forward to returning to, season after season! Note: The home is not yet built, nearing completion. (id:63159)

Values & Trends

This listing

$550/sqft

Building average

No other active listings in this building

Crawford Bay / Riondel average

$274/sqft

3 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

12°C

Humidity 85%

Wind SE 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crawford Bay Elem-SecondaryK-121.5 km
Redfish Elementary SchoolElementary19.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Similar Listings Nearby

No similar listings found nearby right now.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$340,000.00
Periodic payment — Principal & Interest (monthly)$2,193.56
Additional monthly expenses (strata, tax, utilities, etc.)$609.00
Total monthly cost$2,802.56
Interest paid over 5-yr term$97,444.98
Balance at end of term$305,831.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,104.70

Cash Needed at Closing

Minimum down payment$21,250
Estimated BC PTT$6,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,250

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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