Property Type: Detached HouseOwnership: Freehold

1634 Carmi Avenue Unit# 139

Penticton, BC V2A8K5

$629,000

3 bed3 bath2 parking2,528 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.7 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$100/mo
Annual property tax
$3,869.5

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions
Age / occupancy
Seniors-oriented community

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement35'4'' x 19'6''
Recreation roomBasement22'1'' x 15'3''
BedroomBasement11'4'' x 11'7''
3pc BathroomBasement7'3'' x 11'5''
Primary BedroomMain level14'7'' x 14'0''
Living roomMain level17'2'' x 16'4''
Laundry roomMain level11'7'' x 8'11''
KitchenMain level14'5'' x 9'3''
Dining roomMain level8'8'' x 14'0''
OtherMain level13'0'' x 10'5''
BedroomMain level10'1'' x 9'0''
4pc BathroomMain level4'11'' x 9'1''
3pc Ensuite bathMain level4'11'' x 7'3''

Listing Information

MLS®
10383033
Listed
April 14, 2026
Time on market
On the market for 139 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Fall in love with this charming 3-bedroom, 3-bathroom rancher at 1634 Carmi Ave in the welcoming Carmi Heights community! Perfect for those seeking a carefree lifestyle in an idyllic 55+ gated neighborhood. Quick possession is available and the home is move-in ready. Step inside to discover a bright, inviting atmosphere with soaring vaulted ceilings and abundant natural light streaming through oversized windows. The heart of this home shines in its welcoming kitchen with a spacious island that flows naturally into a cozy family room - ideal for both everyday living and entertaining guests. The comfortable primary bedroom offers the convenience of a walk-in closet and private 3-piece ensuite. Step through sliding doors to the generous covered deck where you'll enjoy peaceful mornings and relaxing evenings overlooking serene green space—the perfect backdrop for your Okanagan lifestyle. The attached 2-car garage is fully insulated for year-round comfort and protection for your vehicles. Bonus is the huge workshop downstairs. Life in this special community includes the ease of just $100 monthly strata fees in a pet-friendly setting (1 dog, 1 cat allowed with size/breed restrictions). Enjoy both tranquility and privacy while remaining close to shopping, dining, and amenities. Welcome home to Carmi Heights—where comfort meets convenience in this delightful rancher ready for you to move in and enjoy! (id:63159)

Values & Trends

This listing

$249/sqft

Building average

No other active listings in this building

Columbia/Duncan average

$418/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

17°C

Mainly Clear

Humidity 67%

Wind NE 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,885

(2021 Census)

+9.3% since 2016

Density: 857.2/km²

Dwellings: 18,457

Median household income: $68,000

After-tax: $61,600

Immigrant population: 13.4%

Top countries of origin (% of total population)

  • United Kingdom2.6% · 960
  • India1.5% · 535
  • United States of America1.1% · 415
  • Germany1.1% · 390
  • Philippines1% · 375
  • Portugal0.5% · 200
  • Netherlands0.5% · 175
  • Korea, South0.3% · 110

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Columbia ElementaryElementary489 m
Entre-lacsElementary/Middle1.5 km
Wiltse ElementaryElementary1.5 km
Holy Cross School(Independent)Elementary/Middle2.1 km
Penticton Christian School(Independent)K-122.5 km
Secondaire de PentictonSecondary2.6 km
Penticton SecondarySecondary2.6 km
ConnectEd - Alternative ProgramsSecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.0% ($37,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$503,200.00
Periodic payment — Principal & Interest (monthly)$3,246.48
Additional monthly expenses (strata, tax, utilities, etc.)$548.46
Total monthly cost$3,794.93
Interest paid over 5-yr term$144,218.57
Balance at end of term$452,630.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$37,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,545.35

Cash Needed at Closing

Minimum down payment$37,900
Estimated BC PTT$10,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$49,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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