Property Type: Detached HouseOwnership: Freehold

1635 GRADY ROAD

Gibsons, BC V0N1V6

$799,000

3 bed2 bath2 parking2,160 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Lot size
13,293 square feet
Frontage
49.1 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,596 (2026)

Interior

Basement
Crawl space, Unknown, Unknown
Heating
Heat Pump, Baseboard heaters, Electric, Wood
Fireplace
Yes (1)

Exterior & Lot

View
View

Parking

Total spaces
2 — covered indicated
Features
Carport

Listing Information

MLS®
R3154680
Listed
August 11, 2026
Time on market
On the market for 20 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX City Realty · Data source: CREA DDF.

Description

First time on the market! This custom-built 3-bed, 2-bath home offers 2,160 square ft of cozy, one-of-a-kind charm. Tucked away on a quiet cul-de-sac just minutes from the ferry terminal, it sits on a beautifully landscaped 13,294 square ft lot with mountain views. Inside: a bright living/dining area, kitchen with pantry, main-floor bedroom and laundry. Upstairs, the primary bedroom offers ample closet space and its own sweet little balcony, sharing a full bath with the second bedroom. A rare bonus: a separate 200 square ft flex space with heat and power opening to the backyard, plus a 500 square ft family/flex room directly above, accessed from inside the home. Perfect for games, lounging or enjoying the view. Heat pump included and ready for your makeover! (id:63159)

Values & Trends

This listing

$370/sqft

Building average

No other active listings in this building

Gibsons average

$728/sqft

84 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,758

(2021 Census)

+3.3% since 2016

Density: 1,103.9/km²

Dwellings: 2,482

Median household income: $70,000

After-tax: $63,200

Immigrant population: 21.3%

Top countries of origin (% of total population)

  • United Kingdom5.9% · 280
  • United States of America2% · 95
  • Philippines1.4% · 65
  • Germany1.2% · 55
  • Korea, South1.1% · 50
  • India0.9% · 45
  • South Africa, Republic of0.7% · 35
  • Poland0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Langdale ElementaryElementary473 m
Elphinstone SecondarySecondary4.9 km
Sunshine Coast Alternative SchoolK-124.9 km
Gibsons ElementaryElementary5.0 km
Cedar Grove ElementaryElementary7.2 km
Island Pacific School(Independent)Middle11.2 km
Bowen Island Community SchoolElementary11.7 km
Roberts Creek ElementaryElementary12.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$491.00
Total monthly cost$4,614.90
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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